Category · 68 tools · 17 comparisons
Payment processing platforms
Accept, process, and manage online and in-person payments and checkout.
Our ranked shortlist: the best payment processing platforms →
At a glance
- Tools tracked
- 68
- Entry plans
- $3.33–$15,000/mo
- Typical entry plan
- $30/mo
- Free plan
- 21 of 68
- Cheapest paid
- ProPay, $3.33/mo
- Best value score
- Helcim, 8/10
Every tool we cover
Price tracker →| Tool | Score | From | Top listed plan | Free plan | Trial | Pages |
|---|---|---|---|---|---|---|
 HelcimHelcim | 7.8 | Free | — | Yes | — | ReviewPricingAlternatives |
 AutumnAutumn | 7.5 | $375/mo | $375/mo | Yes | — | ReviewPricing |
 GoCardlessGoCardless | 7.4 | Free | — | Yes | — | ReviewPricingAlternatives |
 CPAChargeCPACharge | 7.4 | $10/mo | $10/mo | No | — | Review |
 Partial.lyPartial.ly | 7.0 | Custom* | — | No | — | ReviewPricing |
 SquareSquare | 6.9 | Free* | — | Yes | — | ReviewPricingAlternatives |
 AffirmAffirm | 6.8 | Custom* | — | No | — | ReviewAlternatives |
 Lemon SqueezyLemon Squeezy | 6.8 | Free | — | Yes | — | ReviewPricingAlternatives |
 NuveiNuvei | 6.8 | Custom* | — | No | — | Review |
 Payment DepotPayment Depot | 6.8 | Custom | — | No | — | ReviewPricing |
| Ivy PayIvy Pay | 6.8 | Free* | — | Yes | — | ReviewPricing |
 TeyaTeya | 6.7 | Custom* | — | No | — | Review |
 CoinGateCoinGate | 6.6 | Custom* | — | No | — | ReviewAlternatives |
 CloverClover | 6.5 | $29.95/mo* | $354/mo | Yes | 90 days | ReviewPricingAlternatives |
| Bread PayBread Pay | 6.5 | Custom* | — | No | — | Review |
 Authorize.NetAuthorize.Net | 6.5 | $25/mo | $25/mo | No | — | ReviewPricingAlternatives |
 Cheddar UpCheddar Up | 6.5 | $15/mo* | $35/mo | Yes | — | ReviewPricingAlternatives |
| HiPayHiPay | 6.5 | Custom* | — | No | — | Review |
 YocoYoco | 6.5 | ZAR 249/mo* | ZAR 499/mo | Yes | 30 days | ReviewAlternatives |
 SecurePaySecurePay | 6.5 | Custom* | — | No | — | Review |
 SumUpSumUp | 6.4 | $49/mo* | $349/mo | Yes | — | ReviewPricingAlternatives |
 EBizChargeEBizCharge | 6.4 | Custom* | — | No | — | Review |
 PayPalPayPal | 6.3 | $5/mo* | $30/mo | Yes | — | ReviewPricingAlternatives |
 AeroPayAeroPay | 6.3 | Custom* | — | No | — | Review |
 StaxStax | 6.3 | $99/mo | $199/mo | No | — | ReviewPricing |
 SimplSimpl | 6.2 | Custom* | — | No | — | Review |
 Mercado PagoMercado Pago | 6.2 | Free* | — | Yes | — | Review |
 FreedomPayFreedomPay | 6.2 | Custom* | — | No | — | Review |
| ConvergeConverge | 6.2 | Custom* | — | No | — | Review |
 PayJunctionPayJunction | 6.2 | Custom* | — | No | — | Review |
 NexiNexi | 6.2 | €22.50/mo* | €22.50/mo | Yes | — | Review |
 Xplor PayXplor Pay | 6.2 | Custom* | — | No | — | Review |
| ScanPayScanPay | 6.2 | $30/mo* | $99.99/mo | Yes | 30 days | Review |
 VancoVanco | 6.1 | $54/mo | $54/mo | Yes | — | ReviewPricing |
 VerifoneVerifone | 6.1 | Free* | — | Yes | — | ReviewPricing |
 WindcaveWindcave | 6.0 | Custom* | — | No | — | Review |
 HeleketHeleket | 6.0 | Free* | — | Yes | — | Review |
 Global PaymentsGlobal Payments | 6.0 | $42/mo | $129/mo | Yes | — | ReviewPricingAlternatives |
 SwipeSimpleSwipeSimple | 6.0 | Custom* | — | No | — | Review |
 NeteviaNetevia | 6.0 | Free* | — | Yes | — | Review |
 AffiniPayAffiniPay | 6.0 | Custom* | — | No | — | Review |
 360 Payments360 Payments | 6.0 | Custom* | — | No | — | Review |
 SplititSplitit | 5.8 | Custom* | — | No | — | ReviewAlternatives |
 TrustlyTrustly | 5.8 | Custom* | — | No | — | Review |
 XsollaXsolla | 5.8 | Custom* | — | No | — | ReviewAlternatives |
 epayepay | 5.8 | Custom* | — | No | — | Review |
 Zen PaymentsZen Payments | 5.8 | Custom* | — | No | — | Review |
 UniPayUniPay | 5.8 | $15,000/mo | $15,000/mo | Yes | — | Review |
 PayStandPayStand | 5.8 | Custom* | — | No | — | Review |
 BluePayBluePay | 5.8 | Custom* | — | No | — | Review |
 ElavonElavon | 5.7 | Custom* | — | No | — | ReviewPricingAlternatives |
| MX MerchantMX Merchant | 5.7 | Custom* | — | No | — | Review |
 CCBillCCBill | 5.6 | Custom* | — | No | — | ReviewAlternatives |
 CardConnectCardConnect | 5.5 | Custom* | — | No | — | Review |
 Valor PayTechValor PayTech | 5.5 | Custom* | — | No | — | Review |
 ProPayProPay | 5.4 | $3.33/mo* | $5.83/mo | No | — | Review |
 PayarcPayarc | 5.4 | Custom* | — | No | — | Review |
 PayPro GlobalPayPro Global | 5.4 | Custom* | — | No | — | Review |
 Planet PaymentPlanet Payment | 5.4 | Custom* | — | No | — | Review |
 Pay with FourPay with Four | 5.2 | Free* | — | Yes | — | Review |
 WorldpayWorldpay | 5.0 | Custom | — | No | — | ReviewPricingAlternatives |
 Heartland PaymentsHeartland Payments | 5.0 | $89/mo* | $89/mo | No | — | ReviewAlternatives |
| Merchant OneMerchant One | 4.9 | $13.95/mo* | $13.95/mo | No | — | Review |
 Shift4Shift4 | 4.8 | $29.99/mo* | $29.99/mo | No | — | ReviewPricingAlternatives |
 Deluxe Payment ExchangeDeluxe Payment Exchange | 4.8 | $30/mo* | — | No | — | Review |
 BitPayBitPay | 4.4 | Custom | — | No | — | ReviewAlternatives |
 BoltBolt | 4.2 | Custom* | — | No | — | ReviewAlternatives |
 PayStarPayStar | 1.5 | Custom* | — | No | — | Review |
* Lower confidence: the vendor's pricing page couldn't be read directly or didn't list every price, so the figure was compiled from other public sources and may be incomplete. Check the vendor's page before you buy.
Head-to-head
ClovervsSquareClover vs Square
HelcimvsSquareHelcim vs Square
SquarevsPayPalSquare vs PayPal
ElavonvsSquareElavon vs Square
SumUpvsSquareSumUp vs Square
AffirmBread Pay vs Affirm
WorldpayvsGlobal PaymentsWorldpay vs Global Payments
PayPalvsAffirmPayPal vs Affirm
Shift4vsSquareShift4 vs Square
WorldpayvsSquareWorldpay vs Square
PayPalvsSplititPayPal vs Splitit
PayPalvsCloverPayPal vs Clover
SplititvsCloverSplitit vs Clover
Authorize.NetvsCardConnectAuthorize.Net vs CardConnect
CCBillvsPayPalCCBill vs PayPal
ElavonvsPayPalElavon vs PayPal
PayPalvsTrustlyPayPal vs Trustly
Highest scored
HelcimHelcim
Good fit for businesses that want interchange-plus pricing without a monthly account fee.
AutumnAutumn
Good billing infrastructure for developers; check the $375 Pro price and processor fees before switching.
GoCardlessGoCardless
A capable bank-payments option for recurring collections, with per-transaction fees worth pricing carefully.
Payment processing platforms: quick answers
How much do payment processing platforms cost?
Paid plans for the 68 payment processing platforms we track start between $3.33 and $15,000 a month, and the typical entry plan is about $30 a month. 21 of them have a free plan. Partial.ly, Affirm, Nuvei, Payment Depot, Teya, CoinGate, Bread Pay, HiPay, SecurePay, EBizCharge, AeroPay, Simpl, FreedomPay, Converge, PayJunction, Xplor Pay, Windcave, SwipeSimple, AffiniPay, 360 Payments, Splitit, Trustly, Xsolla, epay, Zen Payments, PayStand, BluePay, Elavon, MX Merchant, CCBill, CardConnect, Valor PayTech, Payarc, PayPro Global, Planet Payment, Worldpay, BitPay, Bolt and PayStar don't publish a starting price. Prices are the vendors' own, checked Nov 7, 2026; most quote the per-month price when billed annually.
Which payment processing platform is the cheapest?
Which payment processing platforms have a free plan?
Helcim, Autumn, GoCardless, Square, Lemon Squeezy, Ivy Pay, Clover, Cheddar Up, Yoco, SumUp, PayPal, Mercado Pago, Nexi, ScanPay, Vanco, Verifone, Heleket, Global Payments, Netevia, UniPay and Pay with Four have a free plan. Free plans are usually capped on usage, seats or features; each review lists the limits.
Which payment processing platform scores highest in our reviews?
Helcim scores highest at 7.8/10. Good fit for businesses that want interchange-plus pricing without a monthly account fee.