SecurePay review

SecurePay is an Australian payment processor now part of Fat Zebra. Its homepage says businesses using SecurePay can keep their current integrations during the transition, which may reduce migration work for existing merchants. It does not, on the published information, say how long that transition arrangement lasts or which integrations qualify.

The service handles Visa, Mastercard, Eftpos and American Express payments, plus Apple Pay and Google Pay. It also lists fraud protection and 3DS2 authentication, payment routing across multiple acquirers, banks and schemes, and REST, Batch and Reporting APIs. Developers can use JavaScript and React SDKs. For payments outside a standard online integration, SecurePay offers a virtual terminal and secure payment links.

In short, this is a payment-processing option with several ways to take payments and connect to payment infrastructure. The main switching question is whether its fees and transition terms fit your current setup—not whether it offers basic card acceptance.

SecurePay covers a broad set of payment methods and operating needs in one service. That can make it worth pricing out if you want card processing, wallets and alternative payment workflows without evaluating each as a separate product.

• It accepts Visa, Mastercard, Eftpos and American Express, and supports Apple Pay and Google Pay.
• Fraud protection and 3DS2 authentication are included. The published pricing details also list no additional fee for FraudGuard, Amex, Diners or PayPal.
• Its routing connects to multiple acquirers, banks and schemes, with intelligent routing described as a feature.
• REST, Batch and Reporting APIs, plus JavaScript and React SDKs, give technical teams several integration options.
• A virtual terminal and secure payment links cover use cases that do not rely on a customer completing payment through a standard integrated flow.

The transition detail is also relevant for existing SecurePay merchants: the homepage says they can keep their current integrations while moving under Fat Zebra. That is a useful continuity point, but it is not a promise that every integration will remain supported indefinitely. Confirm the transition terms and your specific setup before treating it as a reason to switch or stay.

SecurePay does not publish a monthly or annual plan price in the published pricing information, and there is no starting price listed. Standard has no monthly or annual fee, but transaction charges still apply: domestic cards are listed at 1.75% + A$0.30, international cards at 2.90% + A$0.30, and foreign currency conversion at 1.7%. The listed chargeback fee is $25, while third-party bank account payouts cost $0.30. Check the currency and fee basis with SecurePay before comparing quotes.

Custom pricing is aimed at merchants processing over $1M, but the source does not specify the period for that threshold. Usage limits, overage costs and custom-plan rates are not published. A free plan is not listed, and trial terms are not published either. That makes it difficult to forecast total cost from public information alone, particularly if your volume or payment mix is changing.

The Reddit discussions published are about a different “Secure Payments” service, not SecurePay at securepay.com.au, so they do not provide reliable user feedback for this product. We would compare a written quote against your current transaction mix before switching.

SecurePay’s Standard plan has no monthly or annual fee, according to the published pricing details. You pay per transaction: domestic cards are listed at 1.75% + A$0.30, while international cards cost 2.90% + A$0.30. The listed charges also include a $25 chargeback fee, 1.7% for foreign-currency conversion and $0.30 for payouts to a third-party bank account.

There’s no published flat-price jump between Standard and Custom. Custom pricing is for merchants processing over $1 million, with a tailored quote and no published usage limits. That leaves the actual rate—and any thresholds or extra charges—to confirm with SecurePay before switching.

FraudGuard, Amex, Diners and PayPal are listed as having no additional fee. Overage costs aren’t published. The pricing data labels its currency as USD, but gives card rates in Australian dollars; confirm the billing currency and how other fees are denominated. Monthly and annual plan prices are not published.

SecurePay says merchants can keep their current integrations during the transition to Fat Zebra. That may reduce the need to rebuild an existing connection, but it doesn’t establish whether every integration will remain supported or what migration work is required. The published material doesn’t specify a migration process, data-export options, contract terms or exit fees. Ask about those before moving payment flows, customer records or reporting.

We don’t have Reddit posts or comments in the published material, so we can’t attribute common reasons for leaving to users. Before switching, verify how you’ll export transaction and customer data, whether your existing APIs and SDKs need changes, and what happens to payment links and virtual-terminal access if you leave. SecurePay lists REST, Batch and Reporting APIs, plus JavaScript and React SDKs, but that doesn’t confirm export formats or portability. Compare the per-transaction fees with your current provider, too: Standard has no monthly fee, but international cards, currency conversion and chargebacks add costs.