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Paid plans start at $54/mo. There's also a free plan.
Vanco’s GROW plan has no monthly charge, but it is not fee-free: card transactions cost 2.90% + $0.45 and ACH transactions cost 1.00% + $0.45. THRIVE costs $54/month and lowers those rates to 2.65% + $0.39 for cards and 0.90% + $0.39 for ACH. The pricing page lists monthly prices, says there is no contract, and does not publish annual pricing or discounts. Text-to-give and other tools can add monthly charges.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| GROW | — | $0 | Churches starting with online giving |
| THRIVE | — | $54 | Churches wanting lower processing rates |
Add-ons and overages
- Text-to-give on GROW: $10/month
- Giving Insights: $75/month
- Email Outreach: $19.95/month; email templates included
- Mobile card reader: one-time hardware cost varies by device
- American Express: 3.99%; chargebacks: $25 each
- ACH returns and credits: $5/transaction
- PCI non-compliance fee: $23.95/month
- $10/month fee if launch requirements are missed
02What the plan grid doesn't tell you
Transaction fees on GROW
The free plan charges 2.90% + $0.45 per card transaction and 1.00% + $0.45 per ACH transaction.
Paid tools and add-ons
Text-to-give on GROW costs $10/month; Giving Insights is $75/month and Email Outreach is $19.95/month.
Hardware and transaction extras
Mobile card reader hardware costs vary by device. American Express is 3.99%, chargebacks are $25 each, and ACH returns and credits are $5 per transaction.
Compliance and launch fees
The pricing details list a $23.95/month PCI non-compliance fee and a $10/month fee if launch requirements are missed.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Churches starting online giving | GROW | There is no monthly plan charge, but card and ACH transactions still carry fees. |
| Churches processing more giving | THRIVE | At $54/month, it lists lower card and ACH rates than GROW and includes free event management. |
| Churches needing event management | THRIVE | Event management is listed as free with THRIVE; compare the monthly fee against your transaction volume. |
04Is Vanco worth the money?
Vanco’s free GROW plan gives churches a way to start online giving without a monthly plan charge, but transaction fees apply and add-ons can raise the bill. THRIVE costs $54/month for lower listed card and ACH rates, plus free event management. Whether it is worth paying depends on transaction volume and which extras you need. Vanco says there is no contract, but annual pricing and discounts are not published, so compare your expected fees before switching.
Vanco pricing FAQ
What is Vanco?
Vanco provides payment, giving, and financial management tools for churches and nonprofits. Its offerings include online, mobile, text, and in-person payment options, as well as event management and church management software. The company also serves community organizations and software vendors.
How can I contact Vanco customer service?
The pricing information available to us does not list a customer service phone number, email address, or support hours. Check Vanco’s official website for current contact options before relying on a number found elsewhere, since support details can change.
Does Vanco charge a fee?
Yes. GROW has no monthly plan charge, but it lists card processing at 2.90% + $0.45 per transaction and ACH at 1.00% + $0.45. THRIVE costs $54/month and also charges transaction fees, though its listed rates are lower.
Is Vanco secure?
The published pricing information does not publish security certifications, encryption details, or other specific security controls, so we cannot verify them from these details. Ask Vanco for its current security documentation and confirm how its requirements apply to your organization before signing up.