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Paid plans start at $49/mo. There's also a free plan.
SumUp has a $0/month Free plan, but its paid USD plans start at $49/month for POS Plus and rise to $349/month for Connect Pro. The homepage lists in-person card fees of 2.6% + 10¢. Hardware is an extra one-time cost, with no amount published in the published pricing details. Annual billing for the USD plans is not stated, and Payments Plus pricing is unclear: its FAQ lists two different euro annual prices without a monthly amount.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Free | — | $0 | Businesses starting with payments |
| POS Plus | — | $49 | Businesses needing extra POS features |
| SumUp POS | — | $99 | Businesses needing full-suite POS tools |
| Connect Plus | — | $269 | Newer or growing businesses |
| Connect Pro | — | $349 | Established businesses wanting more loyalty tools |
| Payments Plus | — | Quote | Businesses seeking lower transaction fees |
Add-ons and overages
- Card reader or POS Lite hardware: one-time cost; amount not listed
02What the plan grid doesn't tell you
Hardware
Card reader or POS Lite hardware costs extra as a one-time purchase; the published pricing information does not publish an amount.
Processing fees
The homepage lists in-person processing at 2.6% + 10¢. The published material does not give a complete fee schedule for every payment type.
Annual pricing
Annual billing is not stated for the USD monthly plans, so the published information does not establish whether yearly payment changes the total.
Payments Plus
Its FAQ lists €259 and €189 annual prices in separate sections, but no monthly price; transaction-fee details are partly missing.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Businesses starting with payments | Free | $0/month, with the business app, appointment bookings, account and Visa card, payment links, reporting and invoicing. |
| Businesses needing fuller POS tools | SumUp POS | $99/month for a full POS feature set, SMS messaging and management of multiple stores from one login. |
| Businesses building customer loyalty | Connect Plus | $269/month adds a customer directory, loyalty points, AutoPilot SMS messaging and two standard promotions per month. |
04Is SumUp worth the money?
SumUp offers a useful range, from a $0/month plan for businesses starting with payments to paid POS and loyalty tiers. The free option may be enough if you need the listed app, payment links and invoicing; the paid plans only make sense if their extra POS or customer features fit your needs. Add the 2.6% + 10¢ in-person fee and hardware cost to your budget. We would also confirm support terms before switching; they are not specified on the vendor's site.
SumUp pricing FAQ
How much does SumUp take from you?
SumUp's homepage lists an in-person transaction fee of 2.6% + 10¢. The published pricing details do not provide a complete fee schedule for every payment method, so check the current terms for the type of payments your business accepts.
Which card reader has no monthly fee?
The published details show SumUp's Free plan at $0/month, but say card reader or POS Lite hardware costs extra as a one-time purchase. They do not publish the hardware price or a separate reader subscription fee schedule.
How do you use a SumUp machine?
SumUp says its card readers take card payments on the go. The published details do not give setup steps, compatible devices or a full checkout walkthrough. They also list a business app for tracking sales, viewing reports and insights, and setting promotions.
Can you take payment over the phone with SumUp?
The published material lists payment links, but does not say whether SumUp accepts card details by phone or which plans support that. Check SumUp's current payment-method terms before relying on phone orders; phone-payment fees and eligibility are not specified here.