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Price check · Nov 7, 2026

Ivy Pay pricing

Ivy Pay has one published plan: $0 per month, plus 2.75% per charge. Limits and support details aren’t published in the published pricing information.

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Short answer

There's a free plan; paid tiers are quoted.

Ivy Pay lists one Standard Pay-As-You-Go option at $0 per month, with a 2.75% fee per charge. There is no advertised monthly subscription, setup fee, or long-term contract. The plan accepts credit, debit, HSA, and FSA cards. The pricing information does not publish transaction caps, seat limits, or details about changing stored card details or contacting support. Budget around the per-charge fee, not a monthly license.

01Every plan, line by line

PlanBilled annuallyBilled monthlyBuilt for
Standard Pay-As-You-Go—$0Practitioners wanting card-based client payments

02What the plan grid doesn't tell you

Fee on every charge

The listed rate is 2.75% per charge. There’s no monthly subscription, but the total processing cost depends on how much you charge.

Limits not published

The pricing information does not specify seat or usage limits. Confirm any limits that could affect your practice before switching.

Annual billing not listed

The pricing information does not publish an annual billing option or annual price. The listed plan is priced at $0 per month.

Support details not listed

The published pricing information does not publish customer service contact methods or response times. Check Ivy Pay’s current support information before relying on a specific channel.

03Which plan should you buy?

If you are…GetWhy
Therapists accepting card paymentsStandard Pay-As-You-GoThe listed plan is for practitioners taking client payments by card, with no monthly subscription.
Practices taking HSA or FSA cardsStandard Pay-As-You-GoThe plan includes HSA and FSA cards alongside credit and debit cards.
Practitioners avoiding monthly feesStandard Pay-As-You-GoThe published price is $0 per month, with a 2.75% fee per charge instead.

04Is Ivy Pay worth the money?

Ivy Pay’s pricing is straightforward: no advertised monthly subscription, setup fee, or long-term contract, and a 2.75% fee per charge. That may suit therapists who want card-on-file payments without a monthly software bill. The trade-off is that the pricing information leaves seat and usage limits unpublished, and the per-charge fee means your total cost rises with payment volume. Compare the fee against your expected charges before choosing it over another processor.

Ivy Pay pricing FAQ

How much does Ivy Pay charge?

Ivy Pay lists a $0 monthly subscription and a 2.75% fee per charge for its Standard Pay-As-You-Go plan. It also says there is no setup fee or long-term contract. The published pricing information does not list seat or usage limits.

How much does a payment processing fee cost?

Ivy Pay’s published processing fee is 2.75% per charge. The dollar cost depends on the amount charged; the pricing information does not give a fixed fee per transaction. There is no advertised monthly subscription, setup fee, or long-term contract.

How do I change my credit card on Ivy Pay?

The published pricing information does not explain how to change a credit card on Ivy Pay. It says clients enter payment details through a secure text link, but does not specify whether that link can update an existing stored card. Check Ivy Pay’s current instructions for the correct process.

How can I contact Ivy Pay customer service?

The published pricing information does not list Ivy Pay customer service contact methods or response times. We can’t confirm a phone number, email address, or support schedule from these details. Check Ivy Pay’s current website or account materials for its published support options.