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Paid plans start at $25/mo.
Authorize.Net lists three plans at $25 per month, with no annual price or discount shown. All-in-one adds a merchant account and charges 2.9% + 30¢ per transaction. Gateway only and Gateway + eCheck instead list 10¢ per card transaction plus a 10¢ daily batch fee; eCheck processing is 0.75%. The monthly fee is only part of the bill: your total depends on payment mix and whether you already have a merchant account.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| All-in-one | — | $25 | Businesses needing a merchant account |
| Gateway only | — | $25 | Businesses with an existing merchant account |
| Gateway + eCheck | — | $25 | U.S. businesses adding eCheck payments |
Add-ons and overages
- eCheck processing is listed as an add-on at 0.75% per transaction; available to U.S.-based businesses.
02What the plan grid doesn't tell you
Monthly fee on every plan
Each plan is $25 per month. The pricing page shows no annual billing price or discount.
Per-transaction charges
All-in-one lists 2.9% + 30¢ per transaction. Gateway plans list 10¢ per card transaction.
Daily batch fee
Gateway only and Gateway + eCheck list an additional 10¢ daily batch fee.
Merchant account and eCheck
Gateway only excludes a merchant account. eCheck processing is listed at 0.75% and is available to U.S.-based businesses.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Businesses needing a merchant account | All-in-one | It includes a merchant account and gateway, with 2.9% + 30¢ per transaction. |
| Businesses with a merchant account | Gateway only | It provides the gateway without a merchant account; card charges are 10¢ per transaction plus a 10¢ daily batch fee. |
| U.S. businesses adding eCheck | Gateway + eCheck | It includes gateway access and eCheck processing at 0.75%, alongside listed card and batch fees. |
04Is Authorize.Net worth the money?
Authorize.Net is worth considering if you need online, phone, mobile, or in-person payments and want card and eCheck options. The listed plans also include fraud detection and 24/7 support. But every plan costs $25 per month before processing fees, and the gateway-only option adds per-transaction and daily batch charges. Compare the fee model against your payment volume and merchant-account setup before switching; the published pricing does not establish that Authorize.Net is cheaper than alternatives.
Authorize.Net pricing FAQ
Does Authorize.Net cost money?
Yes. The pricing page lists all three plans at $25 per month, with no free plan or annual discount shown. Processing charges are additional: All-in-one lists 2.9% + 30¢ per transaction, while Gateway only lists 10¢ per transaction plus a 10¢ daily batch fee.
How much do gateways cost?
For Authorize.Net, Gateway only is listed at $25 per month, plus 10¢ per transaction and a 10¢ daily batch fee. Other gateways' prices aren't included in the published pricing information, so we can't give a defensible market-wide figure here.
What is Razorpay's transaction fee?
The published pricing information doesn't state Razorpay's transaction fee, so we can't quote a current rate. For comparison, Authorize.Net lists its Gateway + eCheck plan at $25 per month, with eCheck processing at 0.75% and card charges of 10¢ per transaction plus a 10¢ daily batch fee.
What is the average merchant fee for credit cards?
The published pricing information does not give an industry average for credit-card merchant fees. Authorize.Net lists 2.9% + 30¢ per transaction on All-in-one; its gateway plans list a different fee structure, so compare like-for-like before treating either as a benchmark.