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Pricing is quote-based.
Elavon does not publish a monthly subscription price. Its pricing page lists in-person processing from 2.60% + 12¢ per qualified transaction and online processing from 3.30% + 30¢. Both list $0 annual, batch, additional authorization, and cancellation or early termination fees. Interchange Plus has no published rate, and interchange varies by card network and type. Before switching, get a written quote that defines “qualified” transactions and lists any fees outside the named $0 items.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| In-person processing | — | Quote | In-person businesses |
| Online processing | — | Quote | eCommerce and mobile businesses |
| Interchange Plus | — | Quote | Businesses seeking interchange-based pricing |
Add-ons and overages
- Interchange Plus: price not published
02What the plan grid doesn't tell you
Qualified transaction rules
Rates apply per qualified transaction; the pricing page does not define which transactions qualify. Ask for your effective rate by payment type.
Interchange Plus rate
The price is not published, and interchange varies by card network and type. Request a quote based on your card mix.
Other fees not itemized
The listed $0 items cover annual, batch, authorization, and cancellation fees; the published pricing does not state whether other charges apply.
Online starting rate
The published online starting rate is 3.30% + 30¢, versus 2.60% + 12¢ in person. Confirm the rate for your channel.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| In-person businesses | In-person processing | Rates start at 2.60% + 12¢ per qualified transaction, with the listed annual, batch, authorization, and cancellation fees at $0. |
| eCommerce and mobile businesses | Online processing | Rates start at 3.30% + 30¢ per qualified transaction, with the listed annual, batch, authorization, and cancellation fees at $0. |
| Businesses seeking interchange pricing | Interchange Plus | Choose this if you want interchange-based pricing, but the price is not published and rates vary by card network and type. |
04Is Elavon worth the money?
Elavon is worth a quote if you need in-person, online, or mobile acceptance and value the listed $0 annual, batch, authorization, and cancellation fees. But we cannot call it cheaper than the category from these figures alone: the rates are starting prices, apply per qualified transaction, and there is no published Interchange Plus rate. Compare a written, channel-specific quote—including any charges not named on the pricing page—against your current processor before switching.
Elavon pricing FAQ
What is the cheapest way to accept card payments?
Among Elavon’s published starting rates, in-person processing is lower at 2.60% + 12¢ per qualified transaction; online starts at 3.30% + 30¢. Interchange Plus has no published price, so we cannot say which option will cost least for your business without a quote.
What does the company Elavon do?
Elavon provides payment processing for small businesses and enterprises, including online, in-person, and on-the-go payments. Its homepage also lists eCommerce tools, payment gateways, business funding, customized reporting, and customer support available 24/7/365.
Is a 4% credit card fee normal?
The published pricing does not establish whether a 4% fee is normal across payment processors. Elavon lists starting processing rates of 2.60% + 12¢ in person and 3.30% + 30¢ online per qualified transaction. Those figures do not determine what a business may charge customers.
Does Costco use Elavon?
The published Elavon material does not say whether Costco uses Elavon, so we cannot confirm that relationship. Elavon describes payment processing for businesses, but that does not establish which specific retailers use its services. Check current Costco disclosures for confirmation.