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Pricing is quote-based.
Payment Depot does not publish a monthly or annual subscription price, so there is no public starting price to compare. Its pricing details list card processing at 0% markup on interchange, with variable rates from 0.2% to 1.95%, plus $0.08 per card-present transaction and $0.15 per card-not-present transaction. ACH costs 1%, capped at $10. Equipment pricing is not published. Ask for a written quote that spells out your rates and hardware costs before switching.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|
Add-ons and overages
- ACH processing: 1% per transaction, capped at $10
- Equipment: device pricing not published
- Terminal protection plan: $19/month
- Card processing: 0% markup on interchange; variable rates listed from 0.2% to 1.95%
- Card-present payments: $0.08 per transaction; card-not-present payments: $0.15 per transaction
02What the plan grid doesn't tell you
ACH transaction fee
ACH processing is listed at 1% per transaction, capped at $10. Confirm how it applies to your payment volume.
Equipment price
Device pricing is not published. Request hardware costs in writing before comparing your total processing expenses.
Terminal protection
The terminal protection plan is listed at $19/month. Confirm whether it applies to your account and what it covers.
Card-not-present fee
Card-not-present payments are listed at $0.15 per transaction, separate from the listed variable card rate.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Businesses comparing payment costs | Not published | The pricing details list transaction fees, not named subscription tiers. Request a quote for your payment mix. |
| Businesses accepting cards in person | Not published | Card-present payments are listed at $0.08 per transaction; equipment pricing is not published. |
| Businesses accepting online payments | Not published | Card-not-present payments are listed at $0.15 per transaction. Confirm the full rate and any hardware or account costs. |
04Is Payment Depot worth the money?
Payment Depot is worth comparing if interchange-plus pricing matters and you need in-person, online, mobile, and invoice payment options. But the public pricing details do not give a monthly subscription price, equipment cost, or plan grid, and the listed card rate range is not a complete account quote. We would request a written quote covering interchange, markup, transaction fees, hardware, and any protection plan before switching.
Payment Depot pricing FAQ
How much does Payment Depot cost per month?
Payment Depot does not publish monthly or annual subscription pricing in the published pricing details, so there is no public monthly starting price. The details instead list transaction-based charges, including card fees, ACH processing, and a terminal protection plan.
Does Payment Depot have a free plan or free trial?
The pricing details do not list a free plan or free trial. They also do not show paid subscription tiers. Ask Payment Depot whether your quote includes any recurring platform, gateway, or account fees; those amounts are not published in the published pricing information.
What are Payment Depot’s card processing fees?
The pricing details list 0% markup on interchange, with variable rates from 0.2% to 1.95%. They also list $0.08 per card-present transaction and $0.15 per card-not-present transaction. Request a rate schedule in writing because the public details do not provide a tailored quote.
Are equipment and ACH included in Payment Depot pricing?
ACH processing is listed at 1% per transaction, capped at $10. Equipment pricing is not published, and the terminal protection plan is listed at $19 per month. Confirm which charges apply to your setup and include them in your quote comparison.