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Paid plans start at $55/mo.
OnPay’s listed payroll price is $49 per month plus $6 per worker, so a one-worker account starts at $55 monthly. The pricing page shows monthly pricing and no annual rate; it also lists a one-month free trial. HR and time tracking raise the bill, while health insurance, workers’ compensation, and 401(k) costs depend on plan selections. Before switching, confirm what tax support covers in each state and how add-ons are priced for your headcount.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Payroll Essentials | — | $49 | Firms adding payroll clients |
Add-ons and overages
- HR: $15 base + $2/worker
- HR + Time Tracking: $21 base + $4/worker
- Bundled HR: $71 base + $1/worker
- Bundled HR + Time Tracking: $81 base + $4/worker
- Time Tracking: $15 base + $4/worker
- Integrated Benefits: free integration and administration; plan premiums cost extra
- Health insurance, workers’ comp, and 401(k): premiums depend on plan selections
- Compliance Resources and Live HR Support: price not published
02What the plan grid doesn't tell you
Per-worker charges
Payroll Essentials is $49 base plus $6 per worker each month. One worker brings the listed total to $55; each additional worker adds $6.
HR and time add-ons
HR is $15 base plus $2 per worker; HR + Time Tracking is $21 plus $4. Bundled HR is $71 plus $1, or $81 plus $4 with time tracking.
Benefit premiums
Integrated benefits administration is listed as free, but premiums cost extra. Health insurance, workers’ comp, and 401(k) pricing depends on plan selections.
Unpublished support pricing
The price for Compliance Resources and Live HR Support is not published. Ask OnPay for a quote before adding either to your budget.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Businesses needing payroll | Payroll Essentials | Includes unlimited pay runs, tax filings, multi-state payroll, and year-end filings. Budget $49 base plus $6 per worker monthly. |
| Businesses adding HR | Payroll Essentials | Add HR for $15 base plus $2 per worker, or compare the $71 base bundled HR option at $1 per worker. |
| Teams tracking employee hours | Payroll Essentials | Add HR + Time Tracking for $21 base plus $4 per worker, or consider the $81 base bundled option, also $4 per worker. |
04Is OnPay worth the money?
OnPay is worth considering if you want payroll, HR, benefits, and time tracking from one provider, but the base price is not the full bill. Payroll Essentials is straightforward to calculate at $49 plus $6 per worker, while add-ons and benefit premiums can change the total. The pricing page does not publish an annual rate, and some support pricing is undisclosed. Get a headcount-based quote and clarify tax support before switching.
OnPay pricing FAQ
How expensive is OnPay payroll software?
The pricing page lists Payroll Essentials at $49 per month plus $6 per worker, making the listed price $55 monthly for one worker. HR and time tracking are additional. Benefit premiums depend on selections, and OnPay does not publish an annual rate.
Is OnPay legit?
We can’t certify a provider’s legitimacy from its pricing page alone. OnPay describes a payroll and HR service with tax filings, benefits administration, time tracking, and support. Check the contract, tax responsibilities, and support terms directly before moving payroll.
Does OnPay have a mobile app?
The product information says employees can clock in on mobile devices and that hours and overtime can flow into payroll. It does not specify whether this requires a dedicated app, which devices are supported, or whether app access costs extra.
Which software is good for payroll?
OnPay may suit businesses looking for payroll with HR, benefits, and time tracking in one service. Its listed plan includes tax filings and multi-state payroll. Compare the full per-worker and add-on cost, and verify tax support for your locations before choosing.