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Price check · Nov 6, 2026

DailyPay pricing

The employee account is free for standard transfers, but faster access and employer pricing need a closer look.

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Short answer

There's a free plan; paid tiers are quoted.

DailyPay’s published employee account starts at $0 per month: opening an account and standard 1–3 business-day transfers cost $0, with transfers up to $1,000 per day and access to up to 100% of available earnings. Faster access may cost extra: the listed instant-transfer fee is $3.49 under the employer contract, and another listed outgoing card/instant transfer charge is $3.99. Employer monthly and annual pricing are not published, so confirm fees and setup with your employer.

01Every plan, line by line

PlanBilled annuallyBilled monthlyBuilt for
DailyPay Account—$0Employees accessing earned wages

Add-ons and overages

  • Instant transfer: $3.49 flat fee, determined by employer contract
  • Outgoing Card / Instant Transfer: $3.99
  • Express replacement card shipping: $25
  • Third-party cash reload fees: up to $5.95

02What the plan grid doesn't tell you

Instant transfer fee

The listed fee is $3.49, determined by the employer contract. Confirm whether and when it applies before choosing faster transfers.

Card or instant transfer

The pricing information separately lists a $3.99 outgoing card/instant transfer charge. Confirm with DailyPay or your employer how it applies.

Replacement card shipping

Express replacement card shipping is listed at $25.

Cash reload fees

Third-party cash reload fees can reach $5.95.

03Which plan should you buy?

If you are…GetWhy
Employees using standard transfersDailyPay AccountThe account and standard 1–3 business-day transfers are listed at $0.
Employees needing faster transfersDailyPay AccountInstant transfers may cost $3.49 under the employer contract; another listed outgoing card/instant transfer charge is $3.99.
Employers reviewing a rolloutDailyPay AccountThe listed employer implementation fee is $0, but employer monthly and annual pricing are not published.

04Is DailyPay worth the money?

DailyPay can be useful for employees who need access to wages before payday, and the listed account and standard transfers cost $0. But the free headline does not settle the cost of faster transfers: fees depend on the employer contract, and the pricing information also lists a separate $3.99 outgoing card/instant transfer charge. Employers get a $0 implementation fee listed, but no published monthly or annual price. Check the contract, payroll setup and employee fees before rollout.

Cheaper DailyPay alternatives →

DailyPay pricing FAQ

What does DailyPay do?

DailyPay gives employees flexible access to earned wages and financial wellness tools through their employer. The service integrates with payroll and HCM systems, according to the product information. Employees can transfer up to 100% of available earnings, subject to the listed limit of $1,000 per day.

Is DailyPay down right now?

We can’t confirm live service status from the pricing information available here. Check DailyPay’s official site or support channels for current availability. The product information describes security and reliability features, but that does not establish whether the service is operating normally at this moment.

What is the phone number for DailyPay customer support?

A customer support phone number is not published in the information reviewed for this page. Check DailyPay’s official website or your employer’s DailyPay materials for current contact options. If your issue concerns payroll access or eligibility, your employer may also be able to direct you to the right support channel.

How do I set up DailyPay?

DailyPay is provided through employers and is designed to integrate with existing payroll and HCM systems. Ask your employer whether DailyPay is available and how to enroll; exact setup steps are not published in the information reviewed here. The listed $0 employer implementation fee does not establish whether your employer has completed setup.