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It's a split decision.
Choose OnPay if you want published payroll pricing, tax filings and multi-state payroll, plus optional HR and time tracking priced by worker. Payroll Essentials is $49 per month plus $6 per worker; its pricing page lists a one-month free trial. Choose Paycom if you want HR and payroll in one employee-data system, employee self-service, and tools such as Beti and GONE. Paycom does not publish rates, so compare a quote against your required modules and workforce size before switching.
01Side by side
| OnPay | Paycom | |
|---|---|---|
| Starting price | $49/month + $6 per worker | Custom quote; rates not published |
| Free plan | No free plan listed | No free plan listed |
| Best for | Businesses wanting transparent payroll pricing | Organizations wanting unified HR and payroll |
| Core strength | Payroll, tax filings, multi-state pay | Single database; Beti payroll automation |
| Learning curve | Ease-of-use review score: 7/10 | Ease-of-use review score: 7/10 |
| Integrations/data | Accounting, 401(k), HR, compliance integrations | Single database; changes flow across software |
| Team/seat costs | $6 per worker; add-ons priced separately | Workforce-based quote; module costs unpublished |
| Support | Live HR guidance by phone, chat, email | Dedicated implementation, payroll, ongoing support |
OnPay Choose OnPay if
- Choose OnPay if you need published payroll pricing.
- Choose OnPay if you need multi-state payroll and tax filings.
- Choose OnPay if you want optional HR and time-tracking add-ons.
Paycom Choose Paycom if
- Choose Paycom if you want HR and payroll in one database.
- Choose Paycom if employees should manage their own HR information.
- Choose Paycom if you want Beti payroll and GONE time-off decisions.
02Pricing compared
OnPay is easier to price before you switch. Its pricing details list Payroll Essentials at $49 per month plus $6 per worker, with a one-month free trial. The plan includes unlimited pay runs, year-end filings, federal, state and local tax filings, and payroll in any number of states. The listed add-ons include HR for $15 plus $2 per worker, or HR and time tracking for $21 plus $4 per worker. Benefits premiums cost extra.
Paycom does not publish monthly or annual rates in the published pricing information. Its quote depends on workforce size and selected modules, and the exact core setup is not published. Ask for a quote that spells out the modules you need and all recurring costs; otherwise, the two prices are not comparable. Paycom’s listed pricing has low confidence, so confirm terms directly before switching.
03Features and depth
OnPay combines payroll, HR, benefits and time tracking. Its listed payroll features include automated calculations, tax filings and payments, multi-state payroll, and year-end filings. Hiring tools include onboarding workflows and eSignature templates. Benefits administration supports medical, dental and vision plans, while employees can clock in on mobile devices and send hours and overtime to payroll. HR guidance is available by phone, chat and email. OnPay also lists integrations with accounting software, 401(k) providers, and HR and compliance tools.
Paycom’s distinction is its single database for HR and payroll data. Its feature list includes employee self-service, IWant AI for questions about employee and applicant data or company policies, Beti for payroll preparation and employee error correction, and GONE for automated time-off decisions. It also lists dedicated implementation, payroll-processing and ongoing support teams. Our review scores give both products 8/10 for features, but Paycom’s module pricing is not published, so compare its quote with the exact OnPay add-ons you need.
04Ease of use and learning curve
Our review scores give both products 7/10 for ease of use, so they do not point to a clear winner. OnPay’s listed setup includes customizable onboarding and employee mobile time clocking; its homepage also says it offers free data migration for businesses switching providers. Confirm what migration covers and whether your records are supported before committing.
Paycom centers its setup on one employee-data system and employee self-service, with a dedicated team for implementation and ongoing support. That may suit organizations that want HR and payroll tools in one system, but its quote depends on workforce size and selected modules. Ask for a walkthrough of your required workflows and a written module list before comparing implementation effort.
Questions people ask
Are Paycor and Paycom the same thing?
The published product information describes Paycom and does not mention Paycor, so we can’t verify from these sources whether they are related or the same product. When comparing providers, confirm the vendor name, product, modules and pricing on the quote and contract.
Is OnPay legit?
The published information describes OnPay as payroll, HR, benefits and time-tracking software, and lists payroll tax filings, support and a one-month trial. That supports what the product offers, but it does not independently establish service quality. Review the terms and confirm tax support for your needs.
Is Paycom down?
The published information does not include live service status, so we can’t confirm whether Paycom is experiencing an outage. Check Paycom’s current service notices or contact its support team. The product information lists a dedicated ongoing support team for clients.
Does Paycom do background checks?
Background checks are not included in the published Paycom feature list, which covers HR and payroll, hiring-related data, employee self-service, Beti and time-off decisions. That does not confirm whether the service is available. Ask Paycom whether it offers the checks you need and whether they require a separate module or fee.