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Paid plans start at $12/mo. There's also a free plan.
Ramp has a free plan, while Plus starts at $12 per user per month with annual billing or $15 monthly. That is not the whole Plus bill: the pricing page also lists a platform fee based on team size, but does not publish its amount. Enterprise pricing is custom and billed annually. Procurement and Accounts Receivable are paid add-ons with unpublished prices. The headline entry price is clear; the full cost depends on team size and which workflows you need.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Free | — | $0 | Smaller teams simplifying finances |
| Plus | $12 | $15 | Teams automating routine finance work |
| Enterprise | — | Quote | Teams needing full customization |
Add-ons and overages
- Procurement is an add-on for Plus or Enterprise; price not published.
- Accounts Receivable add-on required for automated revenue recognition and recurring billing schedules; price not published.
- Plus has a platform fee based on team size; amount not published.
- 1099 filing costs $0.65 per IRS filing; state filing is free.
What a team pays per month
| Plan | 1 seat | 5 seats | 10 seats | 25 seats |
|---|---|---|---|---|
| Plus | $12 | $60 | $120 | $300 |
02What the plan grid doesn't tell you
Plus platform fee
Plus adds a platform fee based on team size. The pricing page does not publish the amount.
Procurement add-on
Procurement is an add-on for Plus or Enterprise. Its price is not published.
Accounts Receivable
This add-on is required for automated revenue recognition and recurring billing schedules. Its price is not published.
1099 filing
1099 filing costs $0.65 per IRS filing; state filing is free.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Smaller teams simplifying finances | Free | It costs $0 per user per month and includes unlimited cards plus QuickBooks Online and Xero integrations. |
| Teams automating routine finance work | Plus | It adds NetSuite and Sage Intacct integrations and AI coding for every field; budget for the team-size platform fee. |
| Teams needing full customization | Enterprise | It offers custom configuration, implementation, local-currency card issuing in 30+ countries, and a dedicated account manager. |
04Is Ramp worth the money?
Ramp is worth considering if you want cards, expenses, bill payments, banking, and accounting automation in one finance platform. The free plan has a clear $0 price, but Plus is harder to budget because the team-size platform fee is unpublished. Procurement and Accounts Receivable also add costs that are not listed. Before switching, confirm the complete quote and check that the plan includes the workflows and integrations your team needs.
Ramp pricing FAQ
How much will it cost to build a Ramp?
If you mean what it costs to use Ramp, Free is $0 per user per month. Plus is $15 monthly or $12 with annual billing, plus a platform fee based on team size. Enterprise is custom annual pricing. If you mean building Ramp software, no build cost is published.
What is Ramp's contact number?
The published pricing information does not publish a Ramp phone number. It says Enterprise pricing is custom and directs buyers to contact sales, but gives no number here. Check Ramp's official contact page for current details; we cannot verify a number from the available published material.
What is a Ramp up plan?
The pricing page lists Free, Plus, and Enterprise; it does not list a product or tier called “Ramp Up.” If you mean an onboarding ramp-up plan, the published material gives no schedule beyond Ramp's homepage claim that businesses can switch in days, not months.
Does Ramp cost money to use?
Not necessarily: Ramp lists a Free plan at $0 per user per month. Plus costs $15 per user monthly or $12 with annual billing, plus an unpublished platform fee based on team size. Enterprise is custom-priced and billed annually. A free trial is not published.