We may earn a commission if you buy through links on this page. It never changes a score or a ranking. How we make money
There's a free plan; paid tiers are quoted.
BILL Spend & Expense costs $0 per user per month for the listed plan, according to the pricing information checked on November 6, 2026. It includes corporate cards, budgets, expense tracking and credit lines from $1,000 to $5 million, subject to application approval. No annual billing price or free-trial terms are listed. The $0 software price is a strong starting point, but card and credit terms still matter before you count on the full offer.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| BILL Spend & Expense | — | $0 | Teams managing cards, budgets, and expenses |
02What the plan grid doesn't tell you
Credit approval
Credit lines range from $1,000 to $5 million, subject to application approval; access to the advertised credit is not guaranteed.
Card and credit terms
The BILL Divvy Card is powered by Visa, and issuer and card terms apply. The listed pricing does not specify related fees.
Annual billing unpublished
The listed price is $0 per user monthly, with no annual billing price provided to compare.
Trial and add-on details
The published pricing information does not list free-trial terms or prices for paid add-ons; confirm any extra charges with BILL.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Teams managing company cards | BILL Spend & Expense | The listed plan includes corporate cards and spend visibility tools. |
| Teams setting budgets | BILL Spend & Expense | It includes budgets and lets employees request funds. |
| Teams tracking expenses | BILL Spend & Expense | Expense tracking is included, alongside AI-powered expense accuracy on the homepage. |
04Is BILL Spend & Expense worth the money?
At $0 per user per month, BILL Spend & Expense is a strong starting price for core card, budget and expense tools. We can’t call it the cheapest in the category without comparable pricing, and the published details leave annual pricing and trial terms unanswered. Credit access depends on approval, while issuer and card terms apply. Support concerns are also worth checking before switching; the published information does not detail support terms. Treat $0 as the listed software price, not a complete cost estimate.
BILL Spend & Expense pricing FAQ
Is BILL Spend & Expense free?
The listed BILL Spend & Expense plan costs $0 per user per month, according to the pricing information checked on November 6, 2026. It includes corporate cards, budgets, expense tracking and credit lines subject to approval. The listed price does not explain card or credit terms.
Does BILL Spend & Expense offer a free trial?
Free-trial terms are not listed on the vendor's site. That does not establish whether a trial is unavailable; it means there is no published trial length or eligibility detail here. Ask BILL to confirm before treating a trial as part of the offer.
Does the $0 price include a card and credit?
The listed plan includes corporate cards and credit lines from $1,000 to $5 million, subject to application approval. The BILL Divvy Card is powered by Visa, and issuer and card terms apply. The pricing information does not specify any related fees or guarantee credit approval.
Is there an annual billing price?
No annual billing price is listed in the published pricing details. The published rate is $0 per user per month. If you need a written annual quote or want to confirm whether billing terms differ for your account, ask BILL directly.