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The bottom line
A convenient Square add-on, but $60 per location monthly and unclear reward mechanics weaken the case.
Square Loyalty is designed to help businesses attract customers and encourage repeat visits. The pricing page lists one tier at $60 per location per month for 0–500 loyalty visits. Enrollment, earning points, and redeeming rewards all count as visits; annual billing is not published.
The homepage does not spell out reward types or program mechanics. In one coffee-shop Reddit thread, several commenters called the service expensive or preferred punch cards, while another saw customer contact data and follow-up marketing as potential benefits. That makes it a more plausible fit for Square businesses that will use the marketing tools than for operators seeking a simple, low-cost punch card.
Good fit if
- Businesses already using Square POS
- Operators pairing loyalty with marketing
- Locations within the listed visit tier
Skip it if
- Businesses seeking a free loyalty plan
- Operators wanting detailed reward rules upfront
- Shops focused on the lowest-cost punch card

ScoresHow it rates
What works
- Works alongside Square’s in-person and online sales tools
- Square says loyalty can pair with marketing campaigns
- Square says it partners with hundreds of business apps
- Square also offers payroll, scheduling, and team administration
- The listed tier clearly defines what counts as a visit
What doesn't
- Starts at $60 per location each month
- The listed tier covers up to 500 loyalty visits monthly
- The homepage does not describe specific rewards or mechanics
- Annual billing and a free trial are not published
- Coffee-shop Reddit commenters report cost concerns and favor punch cards
01What Square Loyalty actually does
Square Loyalty is a paid loyalty program for businesses using Square. Square describes it as a way to welcome new customers and encourage repeat visits. Its homepage says businesses can pair the program with marketing campaigns, but it does not spell out reward types, earning rules, or redemption options. That makes it hard to judge the program mechanics before signing up.
The listed plan costs $60 per location per month and covers up to 500 loyalty visits per calendar month. Square counts enrollment, earning points, and redeeming rewards as visits. The price is monthly; annual billing is not published. The published pricing information lists no free plan, and a free trial is not published.
Loyalty is one part of Square’s wider business platform. Square also offers in-person and online sales through its point of sale platform, connections to hundreds of business apps, marketing campaigns, and team tools for payroll and shift scheduling.
02Where Square Loyalty is strong
The clearest advantage is that Loyalty sits inside Square’s broader sales setup. Businesses already using Square point of sale can consider loyalty alongside in-person and online sales, marketing campaigns, app connections, and team administration. That may be more convenient than managing separate systems, though the published materials do not detail which features or customer records are shared between them.
Square’s own description focuses on attracting customers and encouraging return visits. A commenter on r/coffeeshopowners said customer contact details and marketing opt-ins could make the program more useful when paired with respectful email or text campaigns. That is one owner’s view, not evidence that the program reliably increases sales.
There is also a switching consideration: one Reddit user who moved from Square to Toast said Square had been better for collecting emails and phone numbers. That is an individual comparison, not a guarantee of what another business will collect or retain. Still, customer data capture may matter to businesses weighing a move away from Square, so it is worth checking export and migration details before switching.
03Where it falls short
At $60 per location per month, the listed plan is a meaningful recurring cost, especially for a small shop. Its cap is 500 loyalty visits per calendar month per location; enrollment, earning points, and reward redemption each count toward that total. The published pricing does not say what happens above 500 visits or list a higher tier, so confirm overage charges or plan options with Square before budgeting. Annual billing and a free trial are not published on the vendor's site.
The other gap is program detail. Square’s homepage does not explain specific rewards or how customers earn and redeem them, making it difficult to compare the value against a simple punch card before committing. Reddit commenters in a coffee-shop thread called the service expensive or said they would use punch cards instead; those are opinions, not proof of poor results. A PostalMate commenter also reported no integration between Square and PostalMate customer data. That warning is specific to that setup, but businesses relying on another POS or customer database should verify compatibility rather than assume Square’s app connections cover it.
04Square Loyalty pricing: what you'll actually pay
Square Loyalty’s listed plan is $60 per location per month for 0–500 loyalty visits. Square counts visits per location, and the monthly total includes enrollment, earning points, or redeeming rewards. A business with multiple locations should budget $60 per location at this tier; the price is not listed as a single account-wide fee.
There’s no free plan listed. The published pricing information shows only this tier, so there’s no published next-tier price or tier-to-tier jump to compare. It also doesn’t list add-ons. Annual billing and any discount for paying annually are not published. The visit cap is worth checking before you sign: the listed price covers up to 500 visits per calendar month, but the materials don’t specify what happens after that limit. Square’s reward mechanics also aren’t detailed here, so confirm how the program works before treating the monthly fee as a like-for-like replacement for a simpler punch card.
05Switching to (or from) Square Loyalty
Square Loyalty is most convenient for businesses already using Square POS, since Square presents loyalty alongside its in-person and online sales tools. But the published materials don’t explain migration steps, whether Square imports an existing customer or points list, or what data you can export if you leave. Those details are not published here, so ask Square before moving an active program; confirm which customer, visit, and reward records can transfer in both directions.
The documented reasons to hesitate are the $60 monthly price per location and the lack of detail on reward rules. The published material for this review includes no Reddit posts, so we can’t responsibly say what users there most often cite when leaving. If you’re comparing alternatives, get the export terms and a full explanation of visit counting in writing, then compare the cost at each location against your current program. That’s the clearest way to judge the switching risk without assuming your records will move cleanly.
From the threadsWhat users say
Reddit comments are mixed, but the recurring concerns are cost and whether rewards actually change customer behavior. Some owners value the contact information Square can collect, while others say punch cards are a better fit or report friction with the customer sign-up flow.
It used to be great, then got way-overpriced. I think I would just punch cards if I was starting over with them
Square is very very good at getting phone numbers and email addresses
As a customer it does not incentivize me to go to one place over another. If I end up getting a perk I just say "oh nice." It doesn't actively change my shopping pattern
I don't like that it automatically adds itself to Apple Wallet because it confuses people
Questions people ask
What is the Square Loyalty program?
Square describes Loyalty as a program to welcome new customers and encourage them to return. The pricing-page information also says businesses can pair it with marketing campaigns. The published product information does not spell out specific reward mechanics, so confirm which reward options are available before choosing a program setup.
How much does Square Loyalty cost?
The listed price is $60 per location per month for up to 500 loyalty visits in a calendar month. Visits include enrollment, earning points, or redeeming rewards, and are counted per location. Annual billing is not published. The published pricing information lists no free plan; a free-trial policy is not published.
What reward setup can I use with Square Loyalty?
Square’s product information does not specify reward types or program mechanics. In one Reddit thread, owners discussed an example of $5 off after $125 in spending and compared digital loyalty with punch cards. Those comments do not confirm which setups Square supports, so check Square’s current documentation before promising a particular reward.
Does Square Loyalty help bring customers back or collect contact details?
Square says the program is meant to encourage repeat visits, but Reddit users disagree about whether perks change buying habits. One cafe owner said the contact information and marketing opt-ins can help make a program worthwhile. Treat those comments as individual experiences, not evidence that Loyalty will increase sales for every business.
What should I check before switching from Square Loyalty?
Check whether your customer records and rewards can move to the next system, and ask how long rewards might be unavailable. One Reddit user reported a seven-business-day transition to another platform, during which customers could check in but could not use previous rewards. That is one account, not a guaranteed migration timeline.
