efile4Biz review

efile4Biz is a cloud service for preparing and filing year-end information returns. The service is approved by the IRS and SSA, according to the published product information. It supports forms including 1099s, W-2s, 1098s and ACA forms, and offers either e-filing only or processing that also prints and mails recipient copies.

You can enter information manually or import data with Excel templates, QuickBooks or Xero. The service also includes tools to manage multiple clients from one account, submit corrections for supported 1099 and W-2 forms, and collect W-9 information from contractors.

The pricing structure has two parts: a plan or account fee, where applicable, and separate per-form charges. Basic has no subscription fee, but filing forms is pay-as-you-go. Plus and Premium are annual subscriptions; their monthly equivalent is $12.42 and $33.25, respectively, based on listed annual prices of $149 and $399. Monthly subscription prices are not published.

The main appeal is having filing and recipient delivery in one service. You can choose e-filing only, or pay for e-filing plus printed and mailed copies. The service also supports print-and-mail-only orders for listed forms, so you can choose a different workflow by form.

Import options give filers alternatives to entering every record manually: the product information lists Excel templates, QuickBooks and Xero. Multi-client tools may also suit accountants or bookkeepers who need to manage several clients from one account. W-9 collection and corrections for supported 1099 and W-2 forms add adjacent tasks to the filing workflow.

• Basic has no subscription fee and is intended for solo filers paying per form.
• Plus costs $149 annually and includes up to 10 team members, three support callback requests and 250 free TIN matches.
• Premium costs $399 annually and includes up to 20 team members, unlimited support callback requests and unlimited free TIN matches. Paid seats can raise the Premium team limit to 30.

Plus and Premium subscribers can also buy Form Credits for tiered discounts on eligible original federal filings, though credit prices are not published. If you file enough forms or need team access, compare the annual plan cost with the separate form charges before choosing.

The headline subscription price is not the full cost. Form fees are charged separately: listed 1098, 1099, 5498 and W-2 filings range from $1.00 to $3.40 for e-file only, and from $1.50 to $5.25 for e-filing with print and mail. ACA forms and 1042-S forms have different, generally higher listed ranges. State filing costs $1 per form, per state; corrections cost $7.95 per form. TIN matching beyond Plus’s 250 included matches is $1 per record.

Some costs remain unclear from the published pricing: monthly subscription prices, Form Credit prices and the billing period for Premium’s $15 additional seats are not published. Basic’s subscription is free, but it is not free filing.

There is also a reason to check the workflow before moving a large batch. In one Reddit thread, a former efile4Biz user described spacing and other form issues after a company change, saying the proposed fix was to edit each form rather than rely on the upload template. That is one user’s report, not a measure of how often the problem occurs. The same thread includes users who switched to other services over price or delivery options. Treat those comments as signals to verify your import and state-filing needs, not proof that efile4Biz will fail.

Basic has no subscription fee, but it is not free filing: you pay per form. Plus costs $149 annually, or $12.42 per month billed annually. Premium is $399 annually, or $33.25 per month billed annually. That is a $250-a-year jump from Plus. Monthly subscription prices are not published, so those monthly figures are annual prices divided by 12—not a monthly billing option.

Form charges are separate. The listed range for 1099, W-2, 1098 and 5498 forms is $1–$3.40 for e-filing only, $1.50–$5.25 for e-filing plus print and mail, or $1.95–$2.20 for print and mail only. ACA and 1042-S forms have different, generally higher rates. Direct state filing adds $1 per form, per state; corrections cost $7.95 per form. Plus includes 250 TIN matches, then charges $1 per record; Premium includes unlimited matches. Plus and Premium include team seats and Form Credits for eligible filings, but credit prices are not published. Budget by form and delivery method, not subscription tier alone.

The feature list says efile4Biz accepts data entered manually or imported through Excel templates, QuickBooks or Xero. That gives you named routes for bringing filing data in, but the published information does not document a migration service, transfer of prior filings, or a bulk-import limit. Check whether your existing records fit its templates before moving a large client list.

Export options and account-exit procedures are not published in the information we have. That leaves an important switching question unanswered: how easily can you take your client and filing data with you? Ask support for the export format and whether historical forms, corrections and recipient details are included before committing.

We also don’t have Reddit posts or comments in the published material, so we can’t responsibly say what users report as reasons for leaving. The clearest cost concern is the separately charged filing and mailing fees, which can make all-in costs less predictable. Compare those per-form charges with your current service before switching either way.