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It's a split decision.
Pick efile4Biz if you want a free account, published per-form rates, or filing beyond 1099s; its Basic plan has no subscription fee, with eligible 1098/1099/5498/W-2 e-filing starting at $1 per form. Pick Track1099 for a 1099/W-9-focused workflow with TIN matching and pay-as-you-go rates that fall by volume. Its first 15 forms cost $3.10 each, while annual subscription pricing and overage rates are not published. Both charge extra for some delivery or state-filing options.
01Side by side
| efile4Biz | Track1099 | |
|---|---|---|
| Starting price | $1–$3.40/form e-file; Basic has no subscription fee | $3.10 each for forms 1–15 |
| Free plan | Basic account is free; filing is pay-as-you-go | No free plan |
| Best for | Solo filers and teams filing varied information returns | 1099 filers collecting W-9s and managing payee data |
| Core strength | Filing, corrections, and print-and-mail for multiple form types | 1099 filing, W-9 collection, and TIN matching |
| Learning curve | Not published | Not published |
| Integrations/data | Excel templates, QuickBooks, and Xero imports | Payee imports; API access with annual subscription |
| Team/seat costs | Plus: $12.42/month annually, up to 10; Premium seats cost extra | Annual price and per-seat pricing not published |
| Support | Three Plus callbacks; Premium callbacks are unlimited | Support details not published |
efile4Biz Choose efile4Biz if
- you want a no-subscription Basic account and published filing fees
- you file W-2, 1098, ACA, or other information returns
- you need Excel, QuickBooks, or Xero data imports
Track1099 Choose Track1099 if
- you primarily file 1099s and collect vendor W-9s
- you want pay-as-you-go pricing with no minimum volume
- you need TIN matching and state e-filing options
02Pricing compared
efile4Biz has a free Basic account with no subscription fee, but filing is still charged per form. Eligible 1098/1099/5498/W-2 e-filing is $1.00–$3.40 per form; e-filing plus print and mail is $1.50–$5.25. Plus is listed at $149 annually ($12.42/month), and Premium at $399 annually ($33.25/month), before form fees. Track1099 has no free plan listed: pay-as-you-go rates are $3.10 each for forms 1–15, $2.30 for 16–165, $1.30 for 166–500, and $0.63 from 501 onward. Track1099 adds $1.49 per state filing, $1.84 per postal mailing in January–April, and $0.45 per TIN match. Its annual subscription and overage prices aren't published. efile4Biz charges $1 per form, per state for direct state filing. Compare totals for your forms and delivery choices; subscription prices alone don't show the full bill.
03Features and depth
efile4Biz covers more form types: its listed filing support includes 1099s, W-2s, 1098s, and ACA forms. It also offers recipient printing and mailing, corrections for supported 1099 and W-2 forms, W-9 collection, and imports through Excel templates, QuickBooks, or Xero. Multi-client tools let users manage clients from one account. Plus includes 250 TIN matches; Premium includes unlimited matches, according to the pricing details.
Track1099 is more focused on 1099 and W-9 compliance. Its listed tools include W-9 collection, TIN matching, payee-data imports, IRS and state e-filing, and electronic or mailed recipient copies. It also supports prior-year filings and lets users save data for the next year. Annual subscribers get address validation and API access, but the subscription price and overage rate are not published. Both cover filing and recipient delivery; efile4Biz lists a wider range of form types, while Track1099 details more of its 1099 workflow.
04Ease of use and learning curve
The published product information doesn't establish which interface is easier to learn, and we haven't tested either service. The workflows do differ: efile4Biz supports manual entry and imports from Excel templates, QuickBooks, or Xero, plus multi-client management. Its Plus plan allows up to 10 team members; Premium allows up to 20, with paid seats available up to 30.
Track1099 centers on collecting W-9s, importing payee data, and filing 1099s, with saved data for next year. That may suit a recurring 1099 process, but the available information doesn't describe onboarding or setup time. Treat ease as a workflow fit, not a proven usability advantage.
Questions people ask
Is Track1099 IRS approved?
The published Track1099 information says it supports IRS and state e-filing, but it does not say Track1099 itself is IRS-approved. efile4Biz is identified as IRS- and SSA-approved. If approval status is a buying requirement, confirm it with Track1099 before filing.
What type of LLC does not get a 1099?
The published product information doesn't explain which LLCs get a 1099; it describes filing and payee workflows, not recipient tax rules. Check the current IRS instructions for the relevant form and tax year, or ask a tax professional before deciding whether a specific LLC should receive one.
Do I need to file 1099-MISC or 1099-NEC?
The published product materials don't explain when to use 1099-MISC versus 1099-NEC. They list supported filing services, not the rules for choosing a form. Check current IRS instructions for the payment type and tax year, or confirm the choice with a tax professional.
Do LLCs taxed as S-Corporations receive a 1099 form?
The product information here doesn't state whether an LLC taxed as an S-Corporation should receive a 1099. It covers tools for collecting W-9s and filing forms, not recipient exceptions. Check current IRS instructions or ask a tax professional about the specific payment and tax year.