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Paid plans start at $230/mo.
Thatch’s listed starting price is $230 per month: an example for four employees, calculated from $45 per enrolled employee plus a $50 compliance fee. Standard covers teams with 1–49 eligible employees. Employers with 50+ eligible employees are directed to Custom, listed at $200 per month with a $2,400 annual minimum and at least 10 enrolled employees. The platform fee and healthcare premiums are billed on different dates, so the monthly platform price is not the full benefits cost.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Standard | — | $230 | Teams with 1–49 eligible employees |
| Custom | $200 | — | Employers with 50+ eligible employees |
02What the plan grid doesn't tell you
Separate healthcare premiums
Premiums are billed separately on the 15th of each month; the listed platform price does not state the premium amount.
Standard compliance fee
Standard includes a $50 compliance fee alongside $45 per enrolled employee, so the total changes with enrollment.
Enrollment-based billing
Standard's employee charge is per enrolled employee, not per eligible employee; the listed $230 example is for four employees.
Custom minimum commitment
Custom has a 10 enrolled employee minimum and a $2,400/year minimum, despite its listed rate of $200 per month.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Teams with 1–49 eligible employees | Standard | Standard is listed for this team size and charges $45 per enrolled employee plus a $50 compliance fee; four employees are shown at $230/month. |
| Employers with 50+ eligible employees | Custom | Custom is the listed option, at $200/month, with a $2,400 annual minimum and a 10-enrolled-employee floor. |
| Employers needing enrollment support | Standard | Standard includes ACA tools and enrollment support, alongside payroll integration and plan documents. |
04Is Thatch worth the money?
Thatch may justify its platform fee for employers that want a defined health budget, insurance choice, and enrollment support in one benefits setup. But the listed $230/month Standard example is only the platform fee: healthcare premiums are billed separately, and Standard's per-enrolled-employee charge means the total can shift as enrollment changes. Custom's $2,400 annual minimum also makes its listed $200/month rate less useful as a standalone comparison. Compare total premiums and fees before switching.
Thatch pricing FAQ
How much does Thatch cost?
Thatch Standard is listed at $45 per enrolled employee plus a $50 compliance fee; its pricing example is four employees for $230/month. Custom is listed at $200/month, with a $2,400/year minimum and a 10-enrolled-employee minimum. Healthcare premiums are billed separately.
What does Standard pricing include?
Standard includes payroll integration and plan documents, ACA tools, and enrollment support, in addition to the per-enrolled-employee charge and $50 compliance fee. The listed example totals $230/month for four employees. Healthcare premiums are separate and are billed on the 15th.
Does Thatch have a free plan or trial?
Thatch does not list a free plan in the published pricing details. A free trial is not published, so confirm trial availability directly with Thatch rather than assuming one is included before budgeting or switching.
When does Thatch bill its fees?
Thatch bills platform fees on the 1st and healthcare premiums on the 15th of each month, according to its billing note. The platform fee is separate from the insurance premium, and the premium amount is not published on the vendor's site.