PlanGuru review

PlanGuru is budgeting, forecasting, and financial analysis software for businesses, nonprofits, and advisors. It models income statements, balance sheets, and cash flow for forecasts of up to 10 years, and lets teams compare budgets with actual results and assess scenarios.

The software supports detailed operating budgets, rolling forecasts, and consolidated plans. It can import data from QuickBooks, QuickBooks Online, Xero, and Excel, including up to five years of actual results. Reporting features include dashboards, scorecards, and exports to PDF, Word, and Excel. PlanGuru also offers engagement tools for professional accountants.

There are app and Windows desktop plans, plus options for single entities, consolidations, and advisors serving clients. That makes PlanGuru a planning tool with several deployment and account configurations—not one flat subscription. The right fit depends on how many users, entities, and client companies need access.

PlanGuru covers the core work of financial planning in one product: budgets, rolling forecasts, three-statement models, actual-versus-budget comparisons, and scenario analysis. Forecasts can extend up to 10 years, and the listed plans include unlimited scenarios per company. That gives finance teams room to model different assumptions without a stated scenario cap.

Its accounting imports cover QuickBooks, QuickBooks Online, Xero, and Excel, with up to five years of historical actuals. Reports can be exported to PDF, Word, and Excel, while the Analytics plans add dashboards and reports. The plan lineup also distinguishes between single-entity planning, consolidations, and advisor work rather than forcing every buyer into the same package.

• The pricing page lists the Single Entity app plan at $83 per month with annual billing, or $99 monthly. It includes one user, one entity, forecasts up to 10 years, and imports of up to five years of actuals.
• Multi-Unit Consolidations supports three users and multi-department or multi-location consolidation. The app plan is listed at $333 per month annually or $399 monthly.
• The Advisor plan includes three client companies, unlimited internal Advisor Users, and one Client User per client company.

The entry price buys a narrow setup: the Single Entity app plan is $83 per month with annual billing, but it is limited to one user and one entity. Monthly billing is $99. There is no free plan, though the pricing information lists a 14-day trial. A second user costs $25 per month with annual billing or $29 monthly.

Analytics is a separate, more expensive single-entity tier: $166 per month annually or $199 monthly, still for one user and one entity. Consolidation costs more again. The app version is $333 per month annually and includes three users; the desktop consolidation plan is $250 annually billed or $299 monthly, also with three users. Desktop plans are for Windows desktop/server use.

Advisor capacity is capped at three client companies in the listed $133-per-month annual plan; additional single-entity and consolidation clients cost extra. The pricing information lists those add-on rates, but not overage costs. PlanGuru Launch implementation and onboarding is also listed without a published price, so total cost can be hard to pin down if setup help or more capacity is needed.

According to the pricing information checked November 7, 2026, the entry plan costs $99 monthly or $83 per month with annual billing. That Single Entity plan is limited to one user and one entity. Annual billing is listed as about 16% cheaper per month; a free plan is not listed, and the trial lasts 14 days.

The biggest jump is to Single Entity with Analytics: $199 monthly or $166 annually. Multi-Unit Consolidations costs $399 monthly or $333 annually. For Windows users, Desktop Single Entity is $99 monthly or $83 annually; Desktop Multi-Department Consolidations is $299 or $250. The Advisor plan is $159 monthly or $133 annually and includes three client companies.

Add-ons can change the bill: extra users cost $29 monthly or $25 annually. Extra Advisor clients cost $49/$42 for a single entity or $119/$99 for a consolidation, monthly/annual. PlanGuru Launch and overage costs are not published.

PlanGuru lists imports from QuickBooks, QuickBooks Online, Xero, and Excel, including up to five years of actual results on some plans. That helps bring accounting history into a forecast, but the published information does not describe a migration service, supported file formats beyond Excel, or how existing budgets and scenarios transfer. Treat setup effort for those items as unknown, not automatic.

For getting data out, PlanGuru lists standard exports to PDF, Word, and Excel. It does not specify whether those exports include editable forecast models, scenario assumptions, or all underlying data. We’d confirm that before moving a mature planning process into the software. Monthly billing is available, but cancellation terms and any contract or data-retention rules are not published here.

We can’t substantiate what tends to make people leave based on Reddit: no Reddit posts or comments were published for this review. The clearest switching concern in the available information is uncertainty about transferring models and extracting them later.