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Review · Payroll tools

Heartland Payroll review

A broad payroll and HR toolkit, but custom pricing and limited plan details make it hard to judge value upfront.

6.2/10Search Legion score

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The bottom line

Worth considering for bundled payroll and HR; get a detailed quote before switching.

Heartland Payroll combines payroll, tax administration, time tracking, hiring, HR tools and employee self-service. Listed pricing starts at $89 per month for Essentials, for businesses with 1–5 employees; Advanced and Complete are custom-priced, and annual pricing is not published.

The feature list is broad, but the available pricing details don't show what each plan includes beyond Essentials' employee range. Reddit feedback is too sparse to establish a reliable consensus: one commenter praised having one point of contact, while another thread is unrelated to routine payroll service. Ask for a full quote and plan breakdown before deciding.

Good fit if

  • Small businesses seeking payroll and HR tools
  • Teams needing time and attendance features
  • Employers wanting employee self-service

Skip it if

  • Buyers who need published tier details
  • Businesses requiring transparent annual pricing
  • Teams wanting strong user-review evidence
Heartland Payroll homepage
Heartland Payroll homepage, captured Nov 6, 2026

ScoresHow it rates

  • Features8
  • Ease of use7
  • Value for money5
  • Support6
  • User sentiment5

What works

  • Payroll supports direct deposit, checks and pay cards
  • Tax tools calculate, remit and file payroll taxes
  • Time tools cover schedules, overtime and PTO
  • Includes hiring, onboarding and HR resources
  • Employees can access pay stubs and tax forms

What doesn't

  • Essentials starts at $89 per month
  • Essentials is listed for 1–5 employees
  • Advanced and Complete pricing is custom
  • Annual pricing is not published
  • Heartland Time add-on pricing is not published

01What Heartland Payroll actually does

Heartland Payroll is a cloud-based payroll, tax administration and HR platform for US businesses. Its Payroll+ suite brings payroll processing together with time tracking, hiring, employee self-service and HR tools, so it may suit a business trying to reduce the number of separate systems it manages.

The payroll tools support direct deposit, printed checks and pay cards, along with year-end tax forms. Heartland says the platform calculates, withholds, remits and electronically files federal, state and local payroll taxes. Time and attendance features cover hours, shift schedules, estimated overtime, labor tracking and paid time off.

The HR side includes applicant tracking, job postings, candidate screening and paperless onboarding. Employers also get an HR library, handbook builder, templates, credential tracking and live HR support. Employees can access pay stubs and tax forms, update personal details and submit hours through self-service.

02Where Heartland Payroll is strong

Heartland’s main appeal is the breadth of its payroll and HR bundle. Businesses can handle payroll, tax administration, time tracking, hiring and employee records in one platform rather than buying each function separately. That could simplify administration, though the published pricing information does not show which functions are included in each plan.

The payroll options are practical for different payment preferences: the feature list includes direct deposit, printed checks and pay cards. Heartland also says it handles tax calculations, withholdings, remittances and electronic filing across federal, state and local taxes. That’s a useful range for employers with workers in more than one location.

Other useful pieces include shift scheduling, overtime estimates, PTO tracking and employee access to pay stubs and tax forms. The HR library, handbook builder and onboarding tools extend the bundle beyond payroll. One commenter in an r/humanresources thread described having a single point of contact as an advantage, but that is one user’s view, not a service guarantee.

The pricing page lists Essentials at $89 per month for businesses with 1–5 employees, giving smaller teams a published starting point.

03Where it falls short

The published pricing leaves important questions open. Essentials starts at $89 per month and is listed for businesses with 1–5 employees; the published pricing information does not say what happens to the price above five employees or spell out the plan’s included features. Advanced and Complete are custom-priced, so larger businesses will need a quote before they can compare costs.

Annual pricing is not published, and the price for the Heartland Time add-on is not published either. The pricing information also does not provide a detailed breakdown of setup costs or other fees, so ask for those in writing rather than treating the starting price as a complete estimate. A free plan is not listed; trial availability is not published.

That makes switching harder to price from public information alone. Get a quote that names the employee count, included payroll and HR features, add-ons, and any extra charges. The Reddit threads we read do not offer enough specific, independent detail to judge reliability or support quality.

04Heartland Payroll pricing: what you'll actually pay

Heartland’s listed starting price is $89 per month for Essentials, for businesses with 1–5 employees. That is the only numeric tier price provided. Advanced and Complete are custom-priced, so the jump from Essentials—and the price for larger teams—is not published. Ask for a quote that spells out employee bands, included features and any implementation or support charges before comparing it with your current payroll bill.

Annual pricing is not published, and the published pricing details do not list free-trial terms. Heartland Time is an add-on, but its price is also not published. Payroll+, the suite described in the product information, combines payroll, tax administration, time tracking, hiring, employee self-service and HR tools; the pricing details do not say which plan includes each feature. Get that mapping in writing. Essentials is the clearest starting point for a 1–5-person business. For Advanced or Complete, budget only after receiving a detailed quote.

Full Heartland Payroll pricing breakdown →

05Switching to (or from) Heartland Payroll

The published materials do not describe Heartland’s migration service, import formats, data-export options, contract terms or cancellation process. Before switching, ask whether Heartland can import employee records, tax setup, year-to-date payroll and leave balances, and who handles tax filings during the cutover. Confirm the transition date and how employees will access pay stubs and tax forms through self-service.

If you may leave later, get written answers on exporting payroll and tax records, the format of those files, and any notice or termination requirements. The product information describes multi-state payroll and tax filing, but it does not explain how a move between providers is handled. We also do not have Reddit posts or comments in the published sources, so we can’t substantiate common reasons users leave Heartland. Treat migration, portability and exit terms as open questions—not assumed capabilities—and compare the written answers with your current provider before signing.

From the threadsWhat users say

The Reddit comments are too sparse to establish a reliable picture of Heartland Payroll from actual customers. One commenter praises its single point of contact, while another makes a strong technology claim; a separate thread raises concerns about tax-credit filings, and commenters respond that the form did not ask for that information.

Early interest
we did a demo with CoAdv and Heartland and love them both
r/humanresources · view thread
Single contact
The one advantage of Heartland is that it is one point of contact
r/humanresources · view thread
Technology praise
Heartland is amazing. They honestly have the best technology out there
r/humanresources · view thread
Tax form concerns
There is not a spot on the 941x to include such information. Nor was it required
r/ERCchat · view thread

Questions people ask

What is Heartland Payroll?

Heartland Payroll is cloud-based payroll, tax administration, and HR software for US businesses. Its Payroll+ suite combines payroll processing, time tracking, hiring, employee self-service, and HR tools. Reddit feedback published here is limited, so it does not establish how the product performs for customers over time.

What features does Heartland Payroll include?

The product information lists payroll processing, tax calculations and filings, time and attendance, hiring and onboarding, HR resources, and employee self-service. Employees can view pay stubs and tax forms, update personal information, and submit hours. Time tools include scheduling, overtime estimates, labor tracking, and PTO management.

How much does Heartland Payroll cost?

The published pricing information lists Essentials at $89 per month for businesses with 1–5 employees. Advanced and Complete are custom-priced, and annual pricing is not published. Heartland Time is listed as an add-on, but its price is not published.

Does Heartland Payroll handle multi-state payroll and payroll taxes?

The product information says Heartland Payroll automates multi-state payroll and supports direct deposit, printed checks, pay cards, and year-end tax forms. Its tax administration calculates, withholds, remits, and electronically files federal, state, and local payroll taxes. The Reddit threads we read do not verify customer experiences with those features.

Does Heartland Payroll offer a free trial, and what do larger businesses pay?

A free trial is not published on the vendor's site. Essentials is listed for businesses with 1–5 employees; Advanced and Complete are custom-priced, with no published monthly or annual rates. Ask Heartland for a quote and confirm which plan fits your employee count and required features.

Sources

  1. Heartland Payroll homepage
  2. Heartland Payroll pricing, compiled via web search from research.com, hcamag.com, softwarefinder.com, saasworthy.com, business.org
  3. Reddit: Does anyone use CoAdvantage as a PEO or Heartland payroll?
  4. Reddit: Has anyone been paid that filed with Heartland Payroll? I believe these payroll companies filed vague or incomplete forms with no proof of closure or reduction in sales. That in combination with pure fraud has made this a nightmare for small businesses like alot of ours.
  5. Reddit: Heartland Payroll reps??