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Paid plans start at $15/mo. There's also a free plan.
ZipBooks starts at $0 per month with Starter. Smarter costs $15 monthly and Sophisticated costs $35 monthly. Accountant has no published price. Starter includes one bank account, unlimited invoices, vendors and customers, and basic reports. Smarter adds five team members, multiple bank accounts, time tracking and recurring invoices. Sophisticated includes unlimited users and advanced accounting controls. Annual prices are not published; the listed trial applies to Smarter and Sophisticated, but its duration is also undisclosed.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Starter | — | $0 | Individuals with basic accounting needs |
| Smarter | — | $15 | Small teams needing automation |
| Sophisticated | — | $35 | Teams needing advanced accounting controls |
| Accountant | — | Quote | Accounting firms managing client books |
02What the plan grid doesn't tell you
Annual price not published
The pricing notes list monthly prices only. ZipBooks does not publish annual billing prices, so there’s no listed annual rate to compare.
Trial length not published
A trial is available for Smarter and Sophisticated, but the duration is not published. Starter and Accountant are not listed as trial-eligible.
Starter bank limit
Starter includes one bank account. Multiple bank accounts are listed with Smarter, at $15 per month.
Accountant price missing
The Accountant plan’s price is not published. It includes firm and client tools, but the source gives no figure to budget against.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Individuals with basic needs | Starter | It costs $0 monthly and includes unlimited invoices, basic reports, and one bank account. |
| Small teams needing automation | Smarter | For $15 monthly, it adds five team members, multiple bank accounts, time tracking, recurring invoices, and automated reminders. |
| Teams needing advanced controls | Sophisticated | For $35 monthly, it includes unlimited users, reconciliation, locked completed books, and advanced reporting. |
04Is ZipBooks worth the money?
ZipBooks looks like good value if you mainly need basic invoicing: Starter costs nothing and includes unlimited invoices. The paid tiers add specific steps up, from automation at $15 monthly to advanced controls at $35. The trade-off is price clarity: annual rates and the Accountant plan’s price are not published, and the higher-plan trial has no stated duration. It is less convincing if you need guided bookkeeping or clear support assurances.
ZipBooks pricing FAQ
Is ZipBooks free?
Yes. ZipBooks lists Starter at $0 per month. It includes one bank account, unlimited invoices, unlimited vendors and customers, basic reports, and Square or PayPal payments. The free plan is positioned for individuals with basic accounting needs.
Does ZipBooks offer annual billing?
The pricing notes list monthly prices, but annual billing prices are not published. Smarter is listed at $15 per month and Sophisticated at $35 per month. We can’t calculate an annual saving from the available pricing information.
Does ZipBooks offer a free trial?
A trial is listed as available for Smarter and Sophisticated. Its duration is not published. The pricing information does not list a trial for Starter or Accountant, so check ZipBooks’ current terms before relying on a trial period.
How much does ZipBooks Accountant cost?
ZipBooks does not publish a price for Accountant. The plan is described for accounting firms managing client books and includes Sophisticated features for the firm and clients, client time tracking, bulk transaction editing, and migration of existing accounting data.