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Paid plans start at €9/mo. There's also a free plan.
Shine starts at €0 per month, while its paid plans cost €9, €20 or €45 per month. The pricing page also lists annual prepayments of €108, €240 and €540 HT, respectively. Free includes unlimited invoices and quotes, but only three SEPA transfers per month; extra transfers cost €0.50 HT each. Paid plans raise the transfer allowance, but still charge for overages. The right plan depends less on invoice volume than on how many accounts, cards and transfers your business needs.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Free | — | €0 | Freelancers starting out |
| Start | €9 | €9 | Solo businesses needing core tools |
| Plus | €20 | €20 | Growing businesses needing higher limits |
| Business | €45 | €45 | Teams needing shared expense tools |
Add-ons and overages
- Extra virtual card: €2 HT/month per card
- Additional team access: €5 HT/month per access
- Physical card: €7 HT where charged; Free cards are listed as optional
- SEPA transfers above plan allowance: €0.50 HT each on Free; €0.20 HT each on paid plans
- Cash withdrawals: €2 HT each on Start; Plus and Business include 2 and 6, then €1 HT each
- Cheque deposits: €5 HT each on Start; Plus and Business include 2 and 6, then €2 HT each
02What the plan grid doesn't tell you
Transfer overages
Free charges €0.50 HT per SEPA transfer after three monthly transfers. Paid plans charge €0.20 HT after their plan allowance.
Extra cards and access
An extra virtual card costs €2 HT/month. Additional team access costs €5 HT/month; physical cards cost €7 HT where charged.
Cash and cheque fees
Start charges €2 HT per cash withdrawal and €5 HT per cheque deposit. Plus and Business include 2 and 6, respectively, then charge €1 HT or €2 HT.
Annual prepayment
The pricing details list annual prepayments of €108, €240 and €540 HT for paid plans, equivalent to €9, €20 and €45 per month.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Freelancers starting out | Free | It includes one French IBAN account, one virtual card and unlimited invoices, but only three monthly SEPA transfers. |
| Solo businesses needing core tools | Start | At €9/month, it raises the allowance to 30 SEPA transfers and includes two accounts with IBAN. |
| Teams sharing expenses | Business | At €45/month, it includes 10 accounts, five Premium physical cards and unlimited team access. |
04Is Shine worth the money?
Shine looks well-priced for a French small business that wants an account and invoicing in one service: there is a €0 entry plan, and paid plans start at €9/month. But the headline price is not the whole cost. Free has just three SEPA transfers before fees, while paid plans also charge for overages. Check your transfer, card, withdrawal and cheque needs before choosing; the available pricing details do not establish how Shine compares on price with every alternative.
Shine pricing FAQ
How much does Shine cost?
Shine lists four plans: Free at €0/month, Start at €9/month, Plus at €20/month and Business at €45/month. The pricing details also list annual prepayments of €108, €240 and €540 HT for the paid plans. Check the plan limits and transaction fees, not just the monthly price.
Is Shine's Free plan really free?
The Free plan is listed at €0 per month and includes one account with a French IBAN, one virtual card, and unlimited invoices and quotes. It includes only three SEPA transfers per month; each additional transfer costs €0.50 HT. Some optional services and cards may also cost extra.
What extra fees can Shine charge?
According to the pricing details, SEPA transfers above the allowance cost €0.50 HT each on Free and €0.20 HT each on paid plans. Other possible charges include extra virtual cards, additional team access, cash withdrawals, cheque deposits and physical cards where charged. The fees depend on your plan and usage.
How do I cancel my Shine subscription?
The pricing information available for this review does not publish cancellation steps, notice periods or any cancellation fee. Check Shine's current account terms or contact its support team before cancelling, especially if you need to move account details, invoices or payment arrangements to another provider.