Category · 17 tools · 9 comparisons
Business banking software
Tools that help businesses manage accounts, payments, credit and spending.
At a glance
- Tools tracked
- 17
- Entry plans
- $12–$99/mo
- Typical entry plan
- $23.95/mo
- Free plan
- 15 of 17
- Cheapest paid
- Brex, $12/mo
- Best value score
- Rho, 9/10
Every tool we cover
Price tracker →| Tool | Score | From | Top listed plan | Free plan | Trial | Pages |
|---|---|---|---|---|---|---|
 RhoRho | 7.8 | Free | — | Yes | — | ReviewPricingAlternatives |
 BrexBrex | 7.3 | $12/mo | $12/mo | Yes | — | ReviewPricingAlternatives |
 RelayRelay | 7.2 | $30/mo | $90/mo | Yes | 14 days | ReviewPricing |
 BluevineBluevine | 7.2 | $30/mo | $95/mo | Yes | 1 month | ReviewPricingAlternatives |
 ShineShine | 7.2 | €9/mo | €45/mo | Yes | — | ReviewPricingAlternatives |
 Capital on TapCapital on Tap | 7.2 | Free* | — | Yes | — | Review |
 LiliLili | 7.2 | $15/mo | $55/mo | Yes | 30 days | Review |
 MercuryMercury | 7.1 | $23.95/mo* | $239.90/mo | Yes | 30 days | ReviewPricingAlternatives |
 NovoNovo | 7.0 | Free* | — | Yes | — | ReviewAlternatives |
 QontoQonto | 6.8 | €9/mo | €39/mo | No | 1 month | Review |
 TrussTruss | 6.5 | Custom* | — | No | — | ReviewAlternatives |
| PliantPliant | 6.0 | Free* | — | Yes | — | Review |
 AirwallexAirwallex | 5.8 | $12/mo | $12/mo | Yes | — | ReviewPricingAlternatives |
 FundboxFundbox | 5.8 | $99/mo* | $99/mo | Yes | — | ReviewAlternatives |
 Wise BusinessWise Business | 5.4 | Free* | — | Yes | — | ReviewPricingAlternatives |
 NorthOneNorthOne | 4.0 | $30/mo | $90/mo | Yes | 14 days | ReviewAlternatives |
 Revolut BusinessRevolut Business | 2.8 | £3.99/mo* | £60/mo | Yes | — | ReviewPricingAlternatives |
* Lower confidence: the vendor's pricing page couldn't be read directly or didn't list every price, so the figure was compiled from other public sources and may be incomplete. Check the vendor's page before you buy.
Head-to-head
Highest scored
RhoRho
A broad business-finance toolkit with $0 subscription fees, but extra costs and user feedback need scrutiny.
BrexBrex
A broad finance suite with a free entry tier, but Premium costs $12 per user monthly.
RelayRelay
Worth considering for organized business cash flow; check paid-tier value and transaction fees first.
Business banking software: quick answers
How much does business banking software cost?
Paid plans for the 17 business banking tools we track start between $12 and $99 a month, and the typical entry plan is about $23.95 a month. 15 of them have a free plan. Truss doesn't publish a starting price. Prices are the vendors' own, checked Nov 7, 2026; most quote the per-month price when billed annually.
Which business banking tool is the cheapest?
Which business banking tools have a free plan?
Rho, Brex, Relay, Bluevine, Shine, Capital on Tap, Lili, Mercury, Novo, Pliant, Airwallex, Fundbox, Wise Business, NorthOne and Revolut Business have a free plan. Qonto offers a free trial instead. Free plans are usually capped on usage, seats or features; each review lists the limits.
Which business banking tool scores highest in our reviews?
Rho scores highest at 7.8/10. A broad business-finance toolkit with $0 subscription fees, but extra costs and user feedback need scrutiny.