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Paid plans start at $30/mo. There's also a free plan.
Relay has a free Starter plan; paid plans start at $30 per month for Grow, while Scale costs $90 per month. The pricing page shows monthly prices and does not publish annual rates. Grow and Scale include a 14-day trial. Starter includes up to 20 checking accounts, while Scale raises that cap to 50 per business. Before paying, check the transaction-fee schedule: Relay says additional transaction fees apply, but does not show the amounts.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Starter | — | $0 | Solopreneurs and new businesses |
| Grow | — | $30 | Small teams with growing cash flow |
| Scale | — | $90 | Larger teams |
Add-ons and overages
- Additional transaction fees apply; amounts are not shown.
02What the plan grid doesn't tell you
Transaction fees
Relay says additional transaction fees apply, but the pricing information does not show the amounts.
Annual billing
The listed prices are monthly. Annual billing rates are not published, so there is no listed annual discount to compare.
Trial terms
The 14-day trial applies to Grow and Scale. Starter is free, and no trial terms for it are listed.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Solopreneurs and new businesses | Starter | It costs $0 per month and includes up to 20 checking accounts. |
| Teams needing recurring invoices | Grow | It costs $30 per month and lists recurring invoices among its inclusions. |
| Larger teams needing more accounts | Scale | It costs $90 per month and allows up to 50 checking accounts per business. |
04Is Relay worth the money?
Relay is worth considering if you want business banking and cash-flow tools organized in one platform, especially if Starter covers your needs. The paid plans add specific listed benefits, including recurring invoices on Grow and no fee for same-day ACH on Scale. But the pricing page does not publish annual rates or transaction-fee amounts. Compare those details with your expected activity before treating the monthly price as your full cost.
Relay pricing FAQ
Does Relay have a free plan?
Yes. Relay's Starter plan costs $0 per month and is aimed at solopreneurs and new businesses. The listed inclusions include 20 checking accounts, 1.19% APY on savings, 1% credit card cash back, and up to 50 debit cards per cardholder per checking account.
How much do Relay's paid plans cost?
Grow costs $30 per month and Scale costs $90 per month, according to Relay's pricing information. Those are monthly prices; annual rates are not published. The listed starting price of $30 refers to the lowest paid plan, not the free Starter tier.
Does Relay offer a free trial?
Relay lists a 14-day trial for Grow and Scale. Starter is a free plan rather than a paid plan with a trial. The pricing information does not specify additional trial conditions, so check Relay's current terms before signing up.
Does Relay charge transaction fees?
Relay says additional transaction fees apply, but the published pricing information does not list the amounts. The Scale plan specifically lists no fee for same-day ACH; that does not establish that other transactions are free. Confirm the applicable fees for your expected activity with Relay.