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Paid plans start at $19/mo.
Financial Cents starts at $19 per user/month for Solo, billed annually under a 12-month agreement. Team is $49 per user/month annually or $69 monthly; Scale is $69 annually or $89 monthly. Monthly billing for Team and Scale requires at least five users. The pricing information lists a 14-day trial, but no monthly Solo price. Month-End Close costs extra, and Enterprise pricing and overage costs aren't published.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Solo | $19 | — | Single-user firms |
| Team | $49 | $69 | Accounting teams |
| Scale | $69 | $89 | Larger accounting teams |
| Enterprise | — | Quote | Large accounting firms |
Add-ons and overages
- Month-End Close (MEC): $5 per client per month, billed annually; compatible with every plan
- Overage costs not published
What a team pays per month
| Plan | 1 seat | 5 seats | 10 seats | 25 seats |
|---|---|---|---|---|
| Solo | $19 | $95 | $190 | $475 |
| Team (min. 5) | $245 | $245 | $490 | $1,225 |
| Scale (min. 5) | $345 | $345 | $690 | $1,725 |
02What the plan grid doesn't tell you
Monthly seat minimum
Team and Scale monthly billing require at least five users. No annual-billing user minimum is published.
Month-End Close add-on
Month-End Close costs $5 per client per month, billed annually, and is compatible with every plan.
Enterprise quote details
Enterprise pricing is custom. Seat and usage limits aren't published, so ask for those details before comparing quotes.
Unpublished overage costs
Overage costs aren't published. Confirm what triggers extra charges and how they're calculated before signing.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Single-user firms | Solo | It is limited to one user and lists unlimited clients and storage. The pricing information shows annual billing only. |
| Accounting teams | Team | It lists unlimited clients and storage. Monthly billing is available, but requires at least five users. |
| Larger accounting teams | Scale | It is positioned for larger firms and lists unlimited clients and storage. Monthly billing also has a five-user minimum. |
04Is Financial Cents worth the money?
Financial Cents may be worth the annual commitment if your firm wants workflows, client records, a portal, billing, and proposals in one practice-management platform. The listed plans include unlimited clients and storage, but the price grid doesn't settle every cost question: Solo has no published monthly rate, overages aren't listed, and Enterprise limits are unclear. We wouldn't compare headline prices alone; get a quote that spells out seats, add-ons, and any usage charges.
Financial Cents pricing FAQ
How much does Financial Cents cost?
The listed starting price is $19 per user/month for Solo, billed annually under a 12-month agreement. Team costs $49 per user/month annually or $69 monthly. Scale costs $69 annually or $89 monthly. Enterprise pricing is custom.
Does Financial Cents offer monthly billing?
The pricing information lists monthly billing for Team at $69 per user/month and Scale at $89 per user/month. Both require a five-user minimum for monthly billing. A monthly Solo price isn't published, so confirm whether that plan is available month to month.
Is there a free trial for Financial Cents?
A 14-day free trial is listed. The pricing information doesn't specify whether the trial requires a payment method or whether every plan and feature is included, so check those details before starting.
Does Financial Cents charge extra for Month-End Close?
Yes. Month-End Close (MEC) is listed as an add-on costing $5 per client per month, billed annually. It is compatible with every plan. Overage costs are not published, so ask Financial Cents how any extra usage would be charged.