Category · 65 tools · 5 comparisons
Payment API platforms
These platforms let businesses accept, route, and send payments through APIs.
At a glance
- Tools tracked
- 65
- Entry plans
- $2.50–$5,000/mo
- Typical entry plan
- $24.99/mo
- Free plan
- 10 of 65
- Cheapest paid
- Finix, $2.50/mo
- Best value score
- Adyen, 7/10
Every tool we cover
Price tracker →| Tool | Score | From | Top listed plan | Free plan | Trial | Pages |
|---|---|---|---|---|---|---|
 AdyenAdyen | 7.0 | Custom | — | No | — | ReviewPricingAlternatives |
 BraintreeBraintree | 7.0 | Free* | — | Yes | — | ReviewPricingAlternatives |
 CreemCreem | 7.0 | Free | — | Yes | — | Review |
 DotsDots | 6.8 | $19/mo | $999/mo | No | — | ReviewPricing |
 FinixFinix | 6.8 | $2.50/mo* | $250/mo | No | — | ReviewPricing |
 MONEIMONEI | 6.8 | Custom | — | No | — | ReviewAlternatives |
 TazapayTazapay | 6.8 | Custom* | — | No | — | Review |
 MollieMollie | 6.8 | €9/mo | €20/mo | No | — | ReviewPricing |
 PaystackPaystack | 6.7 | Custom* | — | No | — | ReviewAlternatives |
 NetcashNetcash | 6.7 | ZAR 309/mo* | ZAR 1,534/mo | Yes | 30 days | Review |
 CardPointeCardPointe | 6.5 | Custom* | — | No | — | Review |
 FlywireFlywire | 6.5 | Custom* | — | No | — | ReviewAlternatives |
| YunoYuno | 6.5 | Custom* | — | No | — | Review |
 DwollaDwolla | 6.5 | Custom* | — | No | — | ReviewAlternatives |
 Stripe ConnectStripe Connect | 6.5 | Free | — | Yes | — | ReviewPricingAlternatives |
 PayabliPayabli | 6.5 | Custom* | — | No | — | Review |
 CheckbookCheckbook | 6.4 | $2,000/mo | $2,000/mo | No | — | ReviewPricing |
 OnramperOnramper | 6.4 | $150/mo | $479.17/mo | No | 14 days | Review |
 CybersourceCybersource | 6.4 | Custom* | — | No | — | ReviewAlternatives |
 LithicLithic | 6.4 | Custom* | — | No | — | Review |
 Modern TreasuryModern Treasury | 6.4 | Custom* | — | No | — | ReviewPricing |
 PolarPolar | 6.3 | $20/mo* | $400/mo | Yes | — | ReviewPricing |
 MarqetaMarqeta | 6.3 | Custom* | — | No | — | ReviewAlternatives |
 WertWert | 6.3 | Custom* | — | No | — | Review |
 CardknoxCardknox | 6.3 | Custom* | — | No | — | Review |
 TabaPayTabaPay | 6.3 | Custom* | — | No | — | Review |
 PaddlePaddle | 6.2 | Custom* | — | No | — | ReviewPricingAlternatives |
 ThunesThunes | 6.2 | Custom* | — | No | — | Review |
 RazorpayRazorpay | 6.2 | Custom | — | No | — | ReviewPricingAlternatives |
 Zero HashZero Hash | 6.2 | Custom* | — | No | — | ReviewAlternatives |
 SpreedlySpreedly | 6.2 | $750/mo | $750/mo | No | — | ReviewAlternatives |
 Dodo PaymentsDodo Payments | 6.2 | Custom | — | No | — | Review |
 PaymentwallPaymentwall | 6.1 | Custom* | — | No | — | Review |
 PaysafePaysafe | 6.0 | $7.95/mo* | $7.95/mo | No | — | ReviewPricing |
 VeemVeem | 6.0 | $24.99/mo | $24.99/mo | Yes | 30 days | ReviewPricingAlternatives |
 Token.ioToken.io | 6.0 | Custom* | — | No | — | Review |
 Stripe TerminalStripe Terminal | 6.0 | Custom | — | No | — | ReviewPricing |
 PayUPayU | 6.0 | Custom* | — | No | — | Review |
 NiumNium | 6.0 | Custom* | — | No | — | Review |
 CoinifyCoinify | 6.0 | Custom* | — | No | — | Review |
 FlutterwaveFlutterwave | 5.9 | Free* | — | Yes | — | ReviewAlternatives |
 Checkout.comCheckout.com | 5.8 | Free* | — | Yes | — | Review |
 HyperwalletHyperwallet | 5.8 | Custom* | — | No | — | ReviewAlternatives |
 PayTracePayTrace | 5.8 | Custom* | — | No | — | Review |
 TransakTransak | 5.8 | Custom* | — | No | — | Review |
 FortisFortis | 5.8 | Custom* | — | No | — | Review |
 MercuryoMercuryo | 5.8 | Custom* | — | No | — | ReviewAlternatives |
 BVNKBVNK | 5.8 | $5,000/mo* | — | No | — | Review |
 NOWPaymentsNOWPayments | 5.8 | Custom* | — | No | — | Review |
 Triple-ATriple-A | 5.8 | Custom* | — | No | — | Review |
 dLocaldLocal | 5.8 | Custom* | — | No | — | Review |
 PPROPPRO | 5.8 | Custom* | — | No | — | Review |
 NMINMI | 5.6 | Custom* | — | No | — | Review |
 PaymodePaymode | 5.5 | Free* | — | Yes | — | Review |
 PayNearMePayNearMe | 5.5 | Custom* | — | No | — | Review |
 RippleRipple | 5.5 | Custom* | — | No | — | ReviewAlternatives |
 WePayWePay | 5.5 | Custom* | — | No | — | ReviewAlternatives |
 APEXX GlobalAPEXX Global | 5.5 | Custom* | — | No | — | Review |
 REPAYREPAY | 5.2 | Custom* | — | No | — | Review |
 TSYSTSYS | 5.2 | Custom* | — | No | — | ReviewAlternatives |
 PaymentusPaymentus | 5.0 | Custom* | — | No | — | Review |
 ImaginePayImaginePay | 4.8 | Custom* | — | No | — | Review |
 PayrixPayrix | 4.6 | Custom* | — | No | — | Review |
 CryptomusCryptomus | 4.5 | Custom* | — | No | — | Review |
 Coinbase CommerceCoinbase Commerce | 4.4 | Free* | — | Yes | — | ReviewAlternatives |
* Lower confidence: the vendor's pricing page couldn't be read directly or didn't list every price, so the figure was compiled from other public sources and may be incomplete. Check the vendor's page before you buy.
Head-to-head
Highest scored
AdyenAdyen
A strong fit for businesses needing payments and financial tools; less clear-cut on total cost.
BraintreeBraintree
A capable payment platform for businesses that can live with per-transaction fees and variable pricing.
CreemCreem
A capable MoR and billing toolkit with clear per-sale pricing, but check payout details before switching.
Payment API platforms: quick answers
How much do payment API platforms cost?
Paid plans for the 65 payment API platforms we track start between $2.50 and $5,000 a month, and the typical entry plan is about $24.99 a month. 10 of them have a free plan. Adyen, MONEI, Tazapay, Paystack, CardPointe, Flywire, Yuno, Dwolla, Payabli, Cybersource, Lithic, Modern Treasury, Marqeta, Wert, Cardknox, TabaPay, Paddle, Thunes, Razorpay, Zero Hash, Dodo Payments, Paymentwall, Token.io, Stripe Terminal, PayU, Nium, Coinify, Hyperwallet, PayTrace, Transak, Fortis, Mercuryo, NOWPayments, Triple-A, dLocal, PPRO, NMI, PayNearMe, Ripple, WePay, APEXX Global, REPAY, TSYS, Paymentus, ImaginePay, Payrix and Cryptomus don't publish a starting price. Prices are the vendors' own, checked Nov 7, 2026; most quote the per-month price when billed annually.
Which payment API platform is the cheapest?
Which payment API platforms have a free plan?
Braintree, Creem, Netcash, Stripe Connect, Polar, Veem, Flutterwave, Checkout.com, Paymode and Coinbase Commerce have a free plan. Onramper offers a free trial instead. Free plans are usually capped on usage, seats or features; each review lists the limits.
Which payment API platform scores highest in our reviews?
Adyen scores highest at 7.0/10. A strong fit for businesses needing payments and financial tools; less clear-cut on total cost.