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Paid plans start at $20/mo. There's also a free plan.
Polar has a free Starter plan; paid plans start at $20 per month for Pro. But the monthly fee is only part of the bill: Starter charges 5% + $0.50 per transaction, while Pro lowers that to 3.8% + $0.40. Growth ($100/month) and Scale ($400/month) reduce fees further. Polar also lists charges for non-US cards, payouts, currency conversion and disputes. Annual prices aren't published, so compare plans using your transaction mix.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Starter | — | $0 | New sellers |
| Pro | — | $20 | Growing sellers |
| Growth | — | $100 | Established sellers |
| Scale | — | $400 | Higher-volume sellers |
| Early Member | — | $0 | Organizations created before May 27, 2026 |
Add-ons and overages
- Payouts: 0.25% + $0.25 per payout
- Cross-border currency conversion: 0.25%–1%
- International non-US cards: 1.5% extra (Early Member: 1.5%)
02What the plan grid doesn't tell you
Per-transaction fees
Starter: 5% + $0.50; Pro: 3.8% + $0.40; Growth: 3.6% + $0.35; Scale: 3.4% + $0.30 per transaction.
Card and conversion charges
Non-US cards add 1.5%. Cross-border currency conversion costs 0.25%–1%.
Payouts and disputes
Polar lists $2 per month with active payouts, 0.25% + $0.25 per payout, and $15 per dispute.
Early Member fee
Early Member charges 0.5% for subscription payments. It is for organizations created before May 27, 2026.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| New sellers testing the setup | Starter | There is no monthly plan fee, but the transaction rate is the highest listed: 5% + $0.50. |
| Growing sellers | Pro | At $20 per month, it lowers the transaction fee to 3.8% + $0.40 compared with Starter. |
| Higher-volume sellers | Scale | The $400 monthly plan has the lowest listed transaction fee: 3.4% + $0.30. |
04Is Polar worth the money?
Polar is worth considering if you need AI usage metering, subscriptions, credits and merchant-of-record services in one product. Its meters track events in real time, and cost insights show inference costs alongside revenue and gross margin by customer. The catch is that plan fees don't tell the whole story: transaction, card, payout and dispute charges can add up. Annual prices aren't published, so compare the monthly fees and transaction rates against your expected volume before switching.
Polar pricing FAQ
Is Polar payment good?
It depends on what you need. Polar combines payment processing with event-based usage billing, subscriptions and credits, and it acts as merchant of record. The pricing page lists transaction fees from 3.4% + $0.30 to 5% + $0.50, plus other charges, so compare the full fee schedule with your payment mix.
What is Polar's revenue?
Polar's revenue is not published in the pricing information we reviewed. The plan prices and transaction fees show what sellers may pay, not the company's revenue. We can't infer revenue from those prices without information on customer count, transaction volume and other business costs.
What does the company Polar do?
Polar provides billing and payment tools for AI companies. Its features include event ingestion, real-time usage meters, usage billing, subscriptions and credits, and cost insights. It also acts as merchant of record, handling payments, sales tax, fraud, refunds and chargebacks in over 100 markets.
Is Polar a merchant of record?
Yes. Polar describes itself as a merchant of record and says it handles payments, sales tax, fraud, refunds and chargebacks in over 100 markets. Its pricing also lists transaction fees and additional charges, so check those costs against your expected sales and payment mix.