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Pricing is quote-based.
Modern Treasury does not publish a starting subscription price or a public plan grid, so buyers cannot estimate the platform bill from a base fee. Pricing information checked on November 6, 2026 says annual terms are offered with flexible usage-based pricing; monthly plan pricing is not published. Listed transaction rates start at $0.25 for ACH, 1% + $0.60 for RTP/FedNow (capped at $5), and 0.30% for stablecoin orchestration, with a $0.50 minimum.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|
Add-ons and overages
- ACH: from $0.25
- RTP/FedNow: from 1% + $0.60, capped at $5
- Stablecoin orchestration: from 0.30%, minimum $0.50
02What the plan grid doesn't tell you
Usage-based charges
Flexible usage-based pricing is offered, but the public information does not show a plan fee or enough detail to estimate a total bill.
RTP and FedNow fees
Rates start at 1% + $0.60 per transaction and are capped at $5, according to the pricing information checked.
Stablecoin minimum
Stablecoin orchestration starts at 0.30%, with a $0.50 minimum.
Annual terms
Annual terms are offered, but monthly plan pricing is not published, making billing-period comparisons difficult.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Teams comparing platform costs | Not published | No public plan names or starting fee are listed; ask Modern Treasury for a quote and usage details. |
| Teams estimating payment fees | Not published | Use the listed starting rates as a reference, then confirm which charges apply to your payment mix. |
| Teams needing annual pricing | Not published | Annual terms are offered, but the plan grid and monthly rates are not published. |
04Is Modern Treasury worth the money?
Modern Treasury’s case is its combination of onboarding, programmatic accounts, multiple payment rails, stablecoin orchestration, ledgering and payment operations. That breadth may suit teams that want those capabilities in one platform, but the public pricing information does not show a base fee or plan-level limits. Without a quote and expected usage costs, buyers cannot make a clean price comparison with other payment platforms. The listed transaction rates help, but they are not a full cost estimate.
Modern Treasury pricing FAQ
How much does Modern Treasury cost?
Modern Treasury’s starting subscription price is not published, and the pricing information checked does not include a public plan grid. Annual terms and flexible usage-based pricing are offered. The listed transaction fees start at $0.25 for ACH, 1% + $0.60 for RTP/FedNow, and 0.30% for stablecoin orchestration.
Does Modern Treasury offer a free plan or free trial?
The pricing information says there is no free plan. A free trial is not published, so buyers should confirm trial availability directly with Modern Treasury. The absence of a listed trial should not be read as confirmation that none is available.
What transaction fees does Modern Treasury list?
Listed starting fees are $0.25 for ACH; 1% + $0.60 for RTP and FedNow, capped at $5; and 0.30% for stablecoin orchestration, with a $0.50 minimum. These are starting rates, not a complete estimate of what a customer will pay.
Does Modern Treasury publish monthly pricing?
No. The pricing information checked says annual terms are offered, but monthly plan pricing is not published. It also does not provide a public plan grid or starting subscription fee. Ask Modern Treasury for the applicable terms and a quote based on expected usage.