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Pricing is quote-based.
Stripe Terminal has no published monthly or annual plan price: the listed Standard (pay-as-you-go) model charges per successful charge. The pricing page lists 1.4% + €0.10 for EEA and UK cards, and 2.9% + €0.10 for other cards. Hardware costs extra, from €59 excluding VAT, and enabled-reader data is €9 per reader per month. Add Tap to Pay or encryption fees where applicable; those are easy to miss in the fee grid.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Standard (pay-as-you-go) | — | Quote | Businesses accepting in-person payments |
Add-ons and overages
- BBPOS WisePad 3: €59, excluding VAT
- BBPOS WisePOS E: €199, excluding VAT
- Stripe Reader S710: €259, excluding VAT
- Stripe Reader S700: €259, excluding VAT
- Enabled-reader data: €9 per reader per month; Apps on Device limited to 10 GB per reader per month
02What the plan grid doesn't tell you
Reader hardware
Readers cost extra: BBPOS WisePad 3 is €59, WisePOS E €199, and Stripe Reader S710 or S700 €259 each, excluding VAT.
Monthly reader data
Enabled-reader data costs €9 per reader per month. Apps on Device are limited to 10 GB per reader per month.
Tap to Pay
Tap to Pay adds €0.10 per authorisation on top of the applicable processing fee.
Optional P2PE
Optional point-to-point encryption adds €0.05 per authorisation.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Businesses taking in-person payments | Standard (pay-as-you-go) | The listed model charges per successful charge, with no monthly or annual Terminal plan price published. |
| Businesses mainly taking EEA/UK cards | Standard (pay-as-you-go) | The pricing page lists 1.4% + €0.10 per successful charge for EEA and UK cards. |
| Businesses taking other cards | Standard (pay-as-you-go) | The listed rate is 2.9% + €0.10 per successful charge for other cards. |
04Is Stripe Terminal worth the money?
Terminal is worth considering if you want in-person payments alongside Stripe’s online payments, but the headline processing rate is only part of the bill. Reader hardware starts at €59 excluding VAT, enabled-reader data adds a monthly charge, and Tap to Pay or P2PE can add per-authorisation fees. Compared with payment tools that publish a flat subscription, this pay-as-you-go model makes costs depend on card mix, payment method and reader setup. Estimate those separately before switching.
Stripe Terminal pricing FAQ
Does Stripe Terminal have a monthly fee?
The pricing information lists no monthly or annual Terminal plan price. Instead, Standard (pay-as-you-go) charges per successful charge. There is a separate €9 monthly fee for enabled-reader data, billed per reader, so reader use can still create a recurring cost.
What are Stripe Terminal’s processing fees?
The pricing page lists 1.4% + €0.10 per successful charge for EEA and UK cards, and 2.9% + €0.10 for other cards. Tap to Pay adds €0.10 per authorisation; optional P2PE adds €0.05 per authorisation.
How much does Stripe Terminal hardware cost?
The listed prices, excluding VAT, are €59 for BBPOS WisePad 3, €199 for BBPOS WisePOS E, and €259 each for Stripe Reader S710 and S700. These are additional to processing charges.
Is there a free Stripe Terminal plan or trial?
The pricing information does not list a free plan, and it does not publish a free-trial offer. Stripe lists a pay-as-you-go option, but successful charges, reader hardware and enabled-reader data can still cost money.