Tellow review

Tellow is an accounting app for Dutch self-employed people and small-business owners. It combines online bookkeeping with a business payment account and financial tools, so users can handle invoices, transactions and tax tasks in one place.

Its feature set includes connections to Dutch banks that import transactions, invoice and quote creation, payment notifications, financial reports and forecasts. Users can also track time or mileage and add it to invoices. Tellow says users can submit VAT returns directly to the Dutch Tax and Customs Administration, and prepare income tax returns using bookkeeping data, deductions and accounting tips.

That does not mean every feature is included on every plan. The listed plans range from a limited free option to Compleet, which bundles VAT returns and personal income tax returns for sole traders. We’d compare plan inclusions against the jobs you actually need done before moving your books.

Tellow’s appeal is the breadth of its Dutch bookkeeping workflow. Bank imports, invoicing, quotes, receipt scanning, tax tasks and financial reports sit alongside the business payment account, rather than being presented as separate products. Its stated support for VAT filing and income tax preparation is particularly relevant to sole traders who want bookkeeping data to feed into tax work.

The plan ladder gives smaller businesses room to start with limited use and pay for more capacity as needs grow:

• Gratis costs €0 per month and includes one user, up to three invoices, 20 scanned receipts and 25 bank transactions per month.
• Basis is €14.99 month-to-month or €12.99 per month when billed annually. It includes unlimited invoices, receipt scanning and bank transactions for one user.
• Plus costs €25.99 month-to-month or €22.99 per month annually, with unlimited users, up to five linked payment accounts and unlimited invoices and quotations.
• Compleet is listed at €69.99 per month with an annual commitment, and includes VAT returns and personal income tax returns for sole traders.

Those prices exclude 21% VAT. The listed annual discounts on Basis and Plus make the commitment worth comparing with the cost of paying monthly.

The free plan is a sampler, not an unlimited bookkeeping option: it caps users at one, invoices at three per month, scanned receipts at 20 per month and bank transactions at 25 per month. A business that exceeds any of those limits may need Basis, which is €14.99 per month or €12.99 per month with annual billing. That is a real price step from free, before the 21% VAT listed as excluded.

Plus costs more and is the tier that lists shared access and quotations: €25.99 monthly, or €22.99 per month annually. Compleet is €69.99 per month and requires an annual commitment, so it is a bigger commitment for sole traders who mainly want tax-return support. The listed pricing does not publish a monthly Compleet option.

Payment requests also carry fees: 0.5% plus €0.29 per payment on Gratis, 0.25% plus €0.29 on Basis, and €0.29 with no commission on Plus and Compleet. The pricing information does not state trial terms, so check those and confirm which features sit on your chosen tier before switching.

Tellow has four plans, with prices excluding 21% VAT. Gratis costs €0 per month, but caps you at 3 invoices, 20 scanned receipts and 25 bank transactions monthly. Basis costs €14.99 month to month or €12.99 per month when billed annually. It removes those limits for one user. Plus costs €25.99 monthly or €22.99 per month annually, adding unlimited users and quotations, with up to 5 linked payment accounts.

Compleet is €69.99 per month with an annual commitment; a monthly option isn’t listed. It includes VAT returns and personal income tax returns for sole traders. That’s a substantial jump from Plus, so weigh the included tax support against your needs before committing.

Payment requests add fees: Gratis charges 0.5% plus €0.29 per payment, Basis charges 0.25% plus €0.29, and Plus and Compleet charge €0.29 with no commission. The published pricing information doesn’t list a free trial.

Tellow’s listed bank connections can import transactions automatically, but that doesn’t confirm it can bring in your historical bookkeeping, invoices or receipts from another app. The published information doesn’t specify migration tools, supported import formats, data-export options or cancellation terms. Confirm those details with Tellow before moving records or relying on the app for tax filing.

The practical fit depends on your workload: Gratis is capped at 3 invoices and 25 bank transactions per month, while Basis removes those caps for one user. Teams may need Plus for unlimited users; sole traders wanting included VAT and income tax returns may consider Compleet, which requires an annual commitment. We don’t have Reddit posts or comments in the published material, so we can’t substantiate claims about why users leave. Before switching away, check whether you can export the records you need and keep copies of submitted returns and invoices.