Swipe review

Swipe is GST invoicing, billing, inventory and payment software for small businesses. It lets a business create GST invoices, bills, quotations, estimates and purchase orders, then share invoices through WhatsApp, email or SMS. Automatic reminders are available for following up on unpaid invoices.

Beyond documents, Swipe tracks stock movements, payments, expenses and sales. Its inventory tools include batch and expiry tracking, plus bulk inventory imports. The software also generates sales, purchase, expense, inventory and profit-and-loss reports. For businesses that need them, Swipe can create e-way bills from a phone, with AI-filled details described as portal-ready.

The main distinction between plans is not just the number of documents: the Free plan supports basic invoicing, while paid tiers add features such as online payment collection, GST reporting, e-way bills and POS. Swipe also lists separate E-Invoicing and Advanced plans, but does not publish their prices in the published pricing information.

Swipe covers a lot of the routine paperwork a small business may otherwise split across invoicing and stock tools. The feature list includes GST invoices, quotations, purchase orders, payment tracking, expenses and business reports, alongside inventory functions for stock movement, batches and expiry dates. Bulk inventory import is useful when entering an existing catalog.

Invoice sharing through WhatsApp, email or SMS, with automatic reminders, gives businesses several ways to send documents and follow up. E-way bill creation from a phone is another practical inclusion for businesses that need those documents; the feature description says Swipe can fill details with AI and make them portal-ready.

The paid plans have a clear step-up in stated capacity and features:

• PRO: The pricing notes list two users, one business account, 512 MB of Swipe Drive storage, 14+ invoice templates, online payments, bulk upload, GSTR-1 and 40+ reports. Its listed annual-billing equivalent is ₹233 per month.
• JET: Listed at an annual-billing equivalent of ₹473 per month, it includes PRO features, three users, 1 GB of storage, unlimited e-way bills across web, Android and iOS, web POS, multiple price lists and bulk actions/downloads.

That makes the paid tiers easier to assess if the business needs branded invoices, reporting or POS rather than just basic billing.

The Free plan is useful for basic invoicing, but the limits matter. It allows one admin user and one business account, and invoices carry a Swipe watermark. It does not include online payment collection or GST reports. A business that needs either feature has to look beyond Free; PRO is the first listed tier with both online payments and GSTR-1.

The advertised starting price needs context. The pricing notes give PRO and JET annual-billing equivalents of ₹233 and ₹473 per month, respectively, and mention separate three-year commitment prices. Standalone monthly prices are not published, so those figures should not be read as confirmed month-to-month rates. Prices for E-Invoicing and Advanced are also not published.

Costs can remain unclear as a business grows. PRO add-ons such as recurring invoices or extra users require contacting support, and their prices are not published. Advanced add-on rates are likewise unpublished. Add-ons are not supported on Free, and overage costs are not published. E-Invoicing includes unlimited IRN generation, but its user and storage quotas are not published. That leaves important upgrade and capacity costs unresolved before a buyer commits.

Swipe’s Free plan costs ₹0 and covers one admin and one business account. It includes unlimited invoices, purchases, quotations, customers, and vendors, but invoices carry a Swipe watermark, and the plan excludes online payment collection and GST reports.

The pricing notes list annual-billing equivalents: PRO is ₹233 per month and JET is ₹473 per month. That’s a ₹240-per-month-equivalent jump from PRO to JET. PRO adds branded invoice templates, online payments, bulk upload, GSTR-1, and 40+ reports; JET adds e-way bills, web POS, multiple price lists, and bulk actions. Standalone monthly prices aren’t published, and the pricing notes also refer to separate three-year commitment prices without giving their amounts here.

E-Invoicing and Advanced don’t have published prices. PRO add-ons, including recurring invoices and extra users, require contacting support; their rates aren’t published. Add-ons aren’t supported on Free, and overage costs aren’t published. Confirm the commitment term and any add-on charges before budgeting.

The published information doesn’t specify a migration service, supported import formats for existing customer or invoice records, or a data-export process. Swipe lists bulk inventory import as a feature, but that alone doesn’t establish that it can migrate your full history from another system. Before switching, ask Swipe what it can import, what it can export, and whether exports include line items, tax details, payments, and attachments.

The sources also don’t describe contract lock-in or cancellation terms. Check those before moving live billing and stock records, especially if you’re considering a paid plan with an annual-billing equivalent or a separate three-year commitment price.

No Reddit posts or comments were included in the published material, so we can’t report what users say makes them leave Swipe. Treat migration effort and exit options as unanswered questions, not proven problems. Keep a copy of your existing records until you’ve confirmed that the data you need is available outside Swipe.