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Review · Project management

Paymo review

A useful time-to-invoice toolkit with a free tier, but watch the three-month price jump and plan limits.

7.4/10Search Legion score

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The bottom line

Good coverage for client work and billing; check the caps and post-promo price before switching.

Paymo combines task and project planning, time tracking, client collaboration, invoicing and profitability reporting. The pricing page lists a free plan capped at one user, one client and two projects; paid monthly plans start at $5.90 for the first three months, then rise to $9.90 for Solo.

Plus and Pro add unlimited users, clients and projects, with API access and proofing on Plus and Gantt charts and leave management on Pro. Annual prices are not published. The Reddit threads we read discuss a Pakistan wallet app also called Paymo, not this project software, so they offer no useful signal about its user sentiment.

Good fit if

  • Freelancers billing by the hour
  • Small client-service teams
  • Teams tracking project profitability

Skip it if

  • Teams needing published annual pricing
  • Solo users with many clients
  • Buyers prioritizing verified user feedback
Paymo homepage
Paymo homepage, captured Nov 7, 2026

ScoresHow it rates

  • Features8
  • Ease of use7
  • Value for money7.5
  • Support5
  • User sentiment5

What works

  • Combines project work, time tracking and invoicing
  • Free plan includes unlimited tasks and invoices
  • Free plan offers 1GB storage
  • Plus includes API access and proofing
  • Pro includes Gantt charts and leave management

What doesn't

  • Solo rises from $5.90 to $9.90 monthly after three months
  • Plus and Pro prices are per user
  • Free plan limits users, clients and projects
  • Annual plan prices are not published
  • The Reddit threads we read don't review this project software

01What Paymo actually does

Paymo is project, time-tracking and invoicing software for independent professionals and small teams. It puts client work, billable hours, invoices and project profitability in one platform, rather than treating each as a separate tool.

You can create and assign tasks, then view them as Kanban boards, lists, spreadsheets or calendars. Project planning includes team scheduling, leave management, Gantt charts for task dependencies and reusable templates. For collaboration, teams can invite clients, discuss tasks, share files and review creative assets.

Time can be tracked from a browser, desktop computer, phone or tablet, with timesheet reports for review. Paymo can turn unbilled time into invoices; it also supports estimates, expense tracking and online payments. Its profitability tools cover project margins, client profitability and employee performance. In short, it is aimed at managing the work and billing around client projects, not just recording hours.

02Where Paymo is strong

Paymo’s main advantage is breadth for client work. Project tasks, time tracking and billing sit together, so the platform is designed to carry work from assignment through billable hours to an invoice. That is a useful fit for freelancers and small service teams that want project context alongside time and revenue.

The feature set covers several working styles: tasks can be viewed as boards, lists, spreadsheets or calendars, while Gantt charts and dependencies support project planning. Time tracking is available across browser, desktop and mobile devices, and timesheet reports help review recorded hours. Teams can also involve clients in task discussions, file sharing and creative-asset feedback.

Billing and business oversight go beyond a basic timer. Paymo lists estimates, expenses, online payments and conversion of unbilled time into invoices, plus views of project margins and client profitability. The plan details also identify useful higher-tier additions: Plus includes API access and proofing; Pro includes Gantt charts and leave management. That gives buyers specific reasons to compare tiers rather than assume every plan is alike.

03Where it falls short

The free plan is tightly capped around the client and project limits: it covers one user, one client, two projects and 1GB of storage. Tasks and invoices are unlimited, but that does not remove the constraint for anyone managing several clients. Solo raises the caps to three clients, five projects and 5GB, but remains for one user.

Watch the monthly promotion. Solo is listed at $5.90 per month for the first three months, then $9.90. Plus is $10.90 per user monthly, rising to $15.90 after three months; Pro goes from $16.90 to $23.90 per user monthly. Plus and Pro include unlimited users, clients and projects, but storage differs: 50GB on Plus and 500GB on Pro. That per-user pricing can change the bill as a team grows.

Annual prices are not published, even though annual billing discounts are advertised as up to 40%, so buyers cannot compare exact annual totals from the published pricing details. A 15-day free trial is listed; check the caps and post-promotion rate before switching.

04Paymo pricing: what you'll actually pay

Paymo’s Free plan costs $0 and includes 1 user, 1 client, 2 projects and 1GB of storage. Solo is listed at $5.90/month for the first three months, then $9.90/month; it covers 1 user, 3 clients, 5 projects and 5GB of storage. That client cap may rule it out if you handle more accounts.

Plus starts at $10.90 per user/month for three months, then rises to $15.90. It adds unlimited users, clients and projects, 50GB of storage, API access and proofing. Pro moves from $16.90 to $23.90 per user/month after the offer, with 500GB, Gantt charts and leave management. That’s a $8-per-user monthly jump from Plus at regular prices.

The pricing page lists no add-ons. Annual prices aren’t published, though Paymo advertises discounts of up to 40% for annual billing. Confirm the actual annual quote before comparing costs; the 15-day free trial doesn’t tell you what you’ll pay after the promotion.

05Switching to (or from) Paymo

The available published material doesn’t establish whether Paymo offers migration tools, which formats it can import or export, or how cancellation affects stored data. Before switching, ask Paymo how to export tasks, time entries, invoices, expenses and client records, and whether attachments and comments are included. We can’t estimate migration effort without those details and your current system.

There’s no Reddit published material here to support a claim about why users leave, so we won’t dress up guesses as user feedback. The clearest reasons to check fit are in the plan limits: Solo tops out at 3 clients and 5 projects, while Plus and Pro are priced per user. Annual prices aren’t published either. If you’re leaving Paymo, confirm your export and retention options before you cancel; those policies aren’t specified in the published information. For either move, test a small set of records and reconcile it before relying on the new system for billing.

From the threadsWhat users say

The Reddit comments are mostly negative about sign-up, OTP delivery and account deletion, though one user says sign-up worked without issues. These threads discuss a Pakistan payment wallet advertising Apple Pay, not the project, time-tracking and invoicing software described here, so they are not reliable evidence of sentiment about this Paymo product.

Sign-up and deletion errors
Garbage app. So many problems trying to sign up and then if you try to delete your account it can’t even do that
r/pakistanfinance · view thread
OTP delivery problems
App is crap, they ask tons of OTP and sometime it come sometime don't
r/pakistanfinance · view thread
ID focus and errors
the app can’t focus on my NIC, trying to sign in gives weird errors and then trying to delete the account also gives an error
r/pakistanfinance · view thread
One smooth sign-up
I signed up using my iPhone 14 and had no issues at any step of the process
r/pakistanfinance · view thread

Questions people ask

What is Paymo, and who is it for?

Paymo combines project and task management, time tracking, team collaboration, invoicing and payments. It is aimed at independent professionals and small teams managing client work. Users can track billable hours, invoice clients and monitor project or client profitability. The Reddit wallet-app comments above are about a different product, so they do not establish how users rate this Paymo.

What can I manage with Paymo?

Paymo supports task assignment and Kanban, list, spreadsheet and calendar views. It can schedule teams, show task dependencies in Gantt charts and reuse project templates. Teams can discuss tasks, share files and review creative assets. The software also tracks time and expenses, creates estimates and invoices, accepts online payments, and reports on project margins and client profitability.

How much does Paymo cost?

The listed monthly offer is Free at $0, Solo at $5.90, Plus at $10.90 per user and Pro at $16.90 per user. The Solo, Plus and Pro prices apply for the first three months; regular monthly prices are $9.90, $15.90 per user and $23.90 per user, respectively. Annual prices are not published; annual billing discounts are listed as up to 40%.

What does Paymo’s free plan include?

The Free plan includes one user, one client, two projects, unlimited tasks and invoices, and 1GB of storage. It is described as a plan for individuals trying basic project tracking. Solo costs $5.90 per month during its first three months and adds limits of three clients, five projects and 5GB of storage.

Does Paymo have a free trial, and what do the team plans add?

Paymo lists a 15-day free trial. Plus includes unlimited users, clients and projects, 50GB of storage, API access and proofing. Pro includes unlimited users, clients and projects, 500GB of storage, Gantt charts and leave management. Both plans have promotional monthly prices for the first three months, followed by higher regular monthly prices.

Sources

  1. Paymo homepage
  2. Paymo pricing page
  3. Reddit: Paymo vs Nayapay vs Sadapay
  4. Reddit: Apple Pay on Paymo
  5. Reddit: Paymo launching soon with support for Apple Pay
  6. Reddit: What's the best Payment method I can use for a small business?