Kick review

Kick is accounting software for businesses that want transaction categorization and financial reporting handled in one place. It categorizes business transactions in real time, with expert review for accuracy, and tracks deductions such as home office, vehicle and travel expenses. You can adjust suggested categories with custom rules, then build revenue lines to track monthly income sources and review vendor spending across businesses.

The product also covers multi-entity accounting: Kick says users can track accounts and businesses, record intercompany transfers, and create balanced journal entries. Reports can be shared with an accountant, and the platform is designed to prepare tax-ready financials. That is accounting support, not a promise that Kick files your taxes.

There is a free plan, but it is capped at 250 transactions per year and one entity. Paid business plans start at $40 per month, according to the pricing page.

Kick’s appeal is the amount of bookkeeping work it aims to automate without making every business fit the same chart of accounts. Auto-categorization, receipt matching on the Free plan, reconciliation and statement sync on Basic, and custom rules give users several ways to reduce manual transaction sorting. Deduction tracking and monthly vendor breakdowns add practical context to the books.

The plan ladder also makes the intended upgrade path fairly clear:

• Free costs $0 and includes 250 transactions per year, one entity, auto-categorization, receipt matching, and profit-and-loss and balance-sheet reports.
• Basic is $40 per month for one entity, with unlimited categorization, MCP/CLI, a universal importer, reconciliation, and statement sync. The pricing page also lists $480 billed annually.
• Plus is $100 per month and adds unlimited entities, multi-entity and class tracking, AR/AP automation, and an accrual ledger. It also lists $300 billed quarterly.
• Advanced is $300 per month and adds consolidation, revenue recognition, prepaid and accrued accounting, and multi-book in beta.

For a business moving beyond a single entity or cash-basis bookkeeping, those higher-tier features may be more useful than simply paying for more automated categorization.

The first catch is the Free plan’s 250-transaction annual limit. That may work for a new business or sole proprietor, but it is a real ceiling to check before moving active books into Kick. Basic removes the categorization limit, but still covers only one entity; multi-entity accounting starts with Plus at $100 per month.

Additional entities can also change the bill. The pricing details say the first 250 transactions per year for an additional entity are free, then the charge is $50 per month per entity. Compare that with Plus, which lists unlimited entities at $100 per month, before assuming the add-on route will be cheaper.

Costs are less clear for accountants: Starter, Partner, Enterprise and Platform use per-client or custom pricing, and exact prices are not published. The pricing details also do not specify a free-trial offer. Finally, multi-book is marked beta on Advanced, so teams that need that feature should treat its availability accordingly rather than assume it is a finished, standard capability.

Kick has a free plan, but it stops at 250 transactions per year and one entity. Basic is $40 per month for one entity; the pricing page also lists it as $480 billed annually. Plus costs $100 per month, or $300 billed quarterly, and adds unlimited entities, multi-entity accounting, classes, AR/AP automation and an accrual ledger. That is a $60 monthly jump from Basic. Advanced is $300 per month, another $200 above Plus, with consolidation and revenue recognition.

Extra entities are not automatically included at every price: the first 250 transactions per year for an additional entity are free, then each costs $50 per month. Members can be added at no extra cost. The Free plan is aimed at new businesses and sole proprietors, while Basic is the lowest paid tier with unlimited categorization. Accountant-plan prices are not published, and the stated annual and quarterly billing options mean the monthly prices do not tell the whole payment story.

Kick lists a Universal importer on Basic, but the published product and pricing details do not say which accounting systems or file formats it accepts, or whether it imports historical transactions, attachments and reconciliations. Treat it as a possible onboarding aid, not a promise of a complete migration. The Partner accountant plan includes done-for-you migration; its price is not published, and that offer is described for firms with a minimum commitment and 20 or more client licenses.

Before moving, ask Kick what it can import and what you must rebuild, especially for multi-entity books. The published material does not publish data-export formats, exit steps or cancellation terms, so confirm how to retrieve your records before committing. We also do not have Reddit posts or comments in the published material to substantiate reasons customers leave; it would be guesswork to attribute churn to specific complaints. If you are switching away, get written confirmation of export access and report availability rather than assuming the importer implies an equally straightforward exit.