Digits review

Digits is AI-native accounting software for business owners and accounting firms. It brings bookkeeping, month-end close, bill pay, invoicing and financial reporting into one product, rather than focusing on a single accounting task. The product description says its AI automates bookkeeping around the clock, categorizes transactions and flags items for review and quality checks. It also automates reconciliations through its general ledger.

Digits connects banks, credit cards, expense accounts and payroll. Its live financial views include KPIs such as runway, burn, revenue and expenses. The homepage offers a free 30-day trial, but there is no free plan listed.

The pricing page lists three monthly plans: Essentials at $65, Core at $100 and Pro at $250. Essentials is positioned for solopreneurs and early-stage businesses, Core for small and growing companies, and Pro for scaling businesses with internal finance teams. Annual prices are not published.

Digits’ main appeal is the breadth of accounting work it groups together. The product description covers bookkeeping, reconciliations, month-end close, bill pay, invoicing and live financial reporting, which could reduce the need to stitch together separate tools. That is a useful proposition for a small business that wants bookkeeping and current financial visibility in the same system.

The pricing page lists more than 12,000 bank, card and payroll connections on all three plans. It also includes 24/7 AI bookkeeping and reconciliation across Essentials, Core and Pro. The plan differences give buyers some direction:

• Essentials includes custom reports and dashboards for firm partners.
• Core adds dimensional accounting and automated schedules.
• Pro includes budget-versus-actuals reporting.

Digits also supports unlimited entities on each plan, with the first 250 transactions per year for each additional entity included. That makes the listed entry price more useful for a firm or owner managing multiple entities than a strict one-entity subscription would be. The 30-day trial gives buyers a way to assess fit before committing to a paid plan, though it does not replace a free tier.

The starting price is $65 per month, and the pricing page does not list a free plan. The 30-day trial is the only no-cost option specified, so businesses looking for ongoing free bookkeeping software will need to look elsewhere. Annual billing prices are not published, which makes it harder to compare Digits’ longer-term cost with tools that show annual discounts.

The unlimited-entity wording has a meaningful qualifier: each additional entity gets only its first 250 transactions per year free. After that, pricing starts at $35 per month. A business with several active entities should account for that add-on before treating Essentials’ $65 headline price as its likely bill.

The plan details also leave some buying questions open. They list bookkeeping, reconciliation and plan-specific reporting features, but do not spell out which plans include bill pay or invoicing, or publish a general transaction limit for the main business. Buyers should confirm those details and any expected add-on costs before switching. The pricing page names plan audiences, but does not provide a feature-by-feature comparison for every workflow.

Digits starts at $65/month for Essentials, with no free plan and a 30-day free trial. The pricing details list 12,000+ bank, card, and payroll connections, 24/7 AI bookkeeping and reconciliation, and custom reports and dashboards for firm partners. Essentials is aimed at solopreneurs and early-stage businesses.

Core costs $100/month, a $35 jump. It adds dimensional accounting and automated schedules. Pro is $250/month, another $150 jump, and adds budget-versus-actuals reporting for internal finance teams. All three plans include unlimited entities, but each additional entity gets only its first 250 transactions per year free; after that, pricing starts at $35/month.

Prices are monthly. Annual billing prices are not published, so there’s no stated annual discount to compare. The available pricing details also don’t clarify whether the 30-day trial requires a payment method. Factor in extra-entity charges if you manage several businesses.

The available product and pricing information describes bank connections and bookkeeping features, but does not specify migration steps, onboarding support, historical-data import limits, or export formats. Before moving, ask Digits what it can import from your current system, whether it brings over prior reconciliations and attachments, and how you can export transactions, reports, and records if you leave. Those details affect how much cleanup a switch requires and how easily you can move again.

Digits supports connections to banks, cards, expense accounts, and payroll, and its plans include bookkeeping and reconciliation. That may reduce manual work after setup, but it doesn’t establish how long setup takes or how well a particular data migration goes. We also weren’t given Reddit posts or comments about Digits, so we can’t credibly name user-reported reasons for leaving. Get the migration and exit terms in writing before committing, especially if you need a complete accounting archive outside the platform.