ClearTax review

ClearTax is an Indian tax filing platform for people who want to prepare an income tax return themselves or pay for expert help. Its self-filing flow uses pre-filled information and automated tax calculations; its expert option has a tax professional prepare and file the return. The listed income types include salary, rental and interest income, capital gains, F&O, intraday trading and freelance income. ClearTax also lists business compliance services for GST, e-invoicing, MaxITC, vendor management and TDS.

For investment income, ClearTax says it can import capital gains data from more than 80 brokers and calculate trading income. It also lists checks for errors and missed entries. The product is therefore broader than a basic salaried-return form, but the services and prices vary by filing type. The pricing notes list one-time filing prices rather than monthly or annual subscriptions; monthly pricing is not published.

The main appeal is having self-service filing and paid expert preparation under one roof. People with more than salary income can choose a plan that lists support for trading, freelance work or capital gains instead of trying to fit everything into a basic salaried-return package. ClearTax also says it imports capital gains from more than 80 brokers, calculates F&O and trading income, and checks returns for errors and missed entries. Those features can reduce manual data entry, though they are not a substitute for reviewing the finished return.

The published pricing notes, which are marked low confidence, list Basic at ₹2,499 per return, discounted from ₹6,247, for salaried professionals with salary under ₹50 lakh, rental income and interest income. Premium is ₹3,999 per return, discounted from ₹9,997, and lists F&O, intraday trading, freelance income and capital gains. Elite is ₹5,999 per return, discounted from ₹14,997, and includes 120 minutes of live tax-savings advisory. Luxe lists year-round advisory and one return for ₹19,999, discounted from ₹49,997.

The most important limitation is that paid help does not remove the need to check the return. In Reddit discussions, users describe missed AIS information, incorrect tax calculations and errors in foreign asset or foreign income reporting. One commenter said an Elite filing involved repeated follow-ups and corrections; another reported a better experience with an expert handling a complicated return. These are individual accounts, not proof of how often errors happen, but they make independent review sensible.

The pricing notes are marked low confidence, and monthly pricing is not published. Most listed options cover one return filing: Basic, Premium and Elite each list one, while ITR-U is one updated return. The ITR-U price is ₹29,999, discounted from ₹74,997, with dedicated expert support; Luxe lists one return despite its year-round service description. Elite’s advisory is capped at 120 minutes. Check what your income sources require and confirm the price and scope before paying. Reddit users also report being charged again to correct filings, so clarify correction terms with ClearTax directly.

The pricing notes list one-time filing prices, not monthly or annual subscriptions. Basic is ₹2,499 per return, discounted from ₹6,247, for salary under ₹50 lakh, rental income and interest income. Premium jumps to ₹3,999 from ₹9,997 and covers F&O, intraday trading, freelance income and capital gains. Elite costs ₹5,999, down from ₹14,997, and adds 120 minutes of live tax-savings advice alongside the listed income sources.

Luxe is listed at ₹19,999, discounted from ₹49,997, for a return plus year-round advisory, advance-tax filing and HUF evaluation. The notes describe this as a one-time/annual service price, so confirm the billing period before paying. ITR-U costs ₹29,999, down from ₹74,997, for one updated return with expert support. Add-ons are not listed, and monthly pricing, discount terms and expiry dates are not published. The published pricing data is marked low confidence, so verify the current checkout price and what your filing includes.

ClearTax supports self-filing and filing with an expert, and its feature list says it can import capital gains from more than 80 brokers. That may help traders bringing investment data into a return, but the published information does not describe a general migration tool, data export, or how to transfer prior returns. Before switching, check whether you can download your past filings and supporting documents, and whether your broker is supported.

We don’t have Reddit posts or comments in the published material, so we can’t substantiate reasons users leave or report a support pattern. The product information also does not state whether you can cancel or remove stored data. If you’re leaving, confirm what records you can export and keep copies of filed returns and tax documents before closing access. If you’re moving in, compare the final quoted price with the scope of help you need; expert filing starts at a much higher listed price than Basic self-filing.