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There's a free plan; paid tiers are quoted.
Whop’s published Standard Pricing starts at $0 per month, with no setup fee or monthly cost, but processing payments is not free. The pricing page lists 2.7% + $0.30 for successful domestic card transactions, plus separate rates for international cards and currency conversion. Optional services and payout methods add more charges. High-volume businesses can request Custom Pricing, but Whop does not publish those rates or an annual price. Budget from your payment mix and payout needs, not the $0 headline.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Standard Pricing | — | $0 | Businesses processing standard card payments |
| Custom Pricing | — | Quote | High-volume businesses |
Add-ons and overages
- Orchestration: 0.8%; Billing: 0.5%; Tax and remittance: 2%
- 3DS: $0.03; Radar: $0.07; Dispute fee: $15.00; Early dispute alert (RDR): $29.00
- Financing: 15%; US Bank Transfer (ACH): 1.5% (max $5); EU Bank Transfers: 1% (capped at €5)
- Crypto processing: 1.5%; iDEAL: 1.5% + €0.80; SEPA Debit: 1% + €0.30
- Next day ACH payout: $2.50; Instant Bank Deposit (RTP): 4% + $1.00
- Crypto payout: 5% + $1.00; Venmo payout: 5% + $1.00; Bank wire: $23.00; International local banks: varies
02What the plan grid doesn't tell you
Payment processing
Standard Pricing charges 2.7% + $0.30 per successful domestic card transaction, 1.5% for international cards and 1% for currency conversion.
Paid add-ons
Orchestration is 0.8%, billing 0.5%, and tax and remittance 2%. 3DS is $0.03, Radar $0.07, and the dispute fee $15.00.
Payout charges
Next-day ACH payout is $2.50; instant bank deposit (RTP) is 4% + $1.00. Crypto and Venmo payouts are 5% + $1.00; bank wire is $23.00.
Custom rates unpublished
Custom Pricing offers tailored and volume-based rates, but Whop publishes no amounts. Request a quote before estimating costs for high-volume processing.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Businesses processing standard card payments | Standard Pricing | There are no setup fees or monthly costs; transaction and any applicable add-on fees still apply. |
| High-volume businesses | Custom Pricing | Whop offers tailored, volume-based pricing and a dedicated account manager, but does not publish rates. |
| Businesses needing country-specific rates | Custom Pricing | This plan lists country-specific rates and dedicated implementation; pricing requires a quote. |
04Is Whop worth the money?
Whop is worth considering if you want commerce management and payment tools together, but its $0 monthly price is not a useful estimate of total cost on its own. Standard Pricing makes the listed card-processing rates visible, while add-ons and payout methods can add more fees. Custom Pricing may suit high-volume businesses, but unpublished rates make comparison harder. We’d model processing mix, add-ons and payouts before choosing; the published information does not establish how Whop compares on price with other platforms.
Whop pricing FAQ
Is Whop.com legit or not?
The published product information describes Whop as a business platform for commerce, payments, advertising and financial tools. That does not independently verify its legal status, reliability or customer outcomes. We can report the listed pricing, but the published material is not enough to confirm whether it is legitimate for your particular use.
How do you cash out on Whop?
The pricing information lists fees for several payout methods, including next-day ACH, instant bank deposit, crypto, Venmo and bank wire. It does not explain the cash-out steps or confirm which methods are available to every account. Check Whop’s account-specific instructions and applicable fees before requesting a payout.
What is a Whop subscription?
Whop’s product information says businesses can manage memberships, products and customer waitlists. It does not define a Whop subscription’s billing terms or say what each subscription includes. Check the specific seller’s offer for its price, renewal terms and cancellation rules rather than assuming all Whop memberships work the same way.
Does Whop accept GCash as a payment method?
The published pricing information does not list GCash as an accepted payment method. It gives rates for domestic and international cards, currency conversion and some other services, but that is not a complete payment-method list. Confirm current availability with Whop before relying on GCash for a purchase.