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The bottom line
A capable AI music toolkit; check the license and distribution terms before committing.
Loudly packs generation, remixing, stem separation, mastering and distribution into one service, with more than 200,000 cleared loops and stems. The pricing page lists a free plan without commercial rights, Personal at $10 monthly or $8/month billed annually, and Pro at $30 monthly or $24/month billed annually. Personal songs max out at 7 minutes; Pro songs at 30 minutes.
We’d shortlist it for creators who want to make and release music in one place, but wouldn’t treat the royalty-free label as a substitute for reading the license. Reddit users report copyright claims on YouTube, and commenters describe refund and distribution problems; these are individual reports, not proof of a general pattern. Pricing confidence is medium, and extra credit-pack rates are not published.
Good fit if
- Creators making custom video music
- Commercial users needing stems and mastering
- Artists wanting built-in distribution
Skip it if
- Users needing commercial rights for free
- Teams requiring clearly published API pricing
- Creators unwilling to check licensing terms

ScoresHow it rates
What works
- Generates music from prompts across 50+ genres and subgenres
- VEGA and MANTA models cover different music workflows
- Catalog includes more than 200,000 cleared loops and stems
- Includes remixing, stem splitting and AI mastering
- Distribution option advertises 100% streaming royalties
What doesn't
- Free plan is noncommercial and allows one daily download
- Personal songs are capped at 7 minutes
- Pro commercial license limits ad campaigns to $100,000 media spend
- Pay-as-you-go credit rates are not published
- Reddit users report copyright claims and support or distribution disputes
01What Loudly actually does
Loudly is an AI music-generation and audio-production service for making, editing, and distributing tracks. It combines generative models with a catalog of more than 200,000 cleared loops and audio stems. You can create music from text prompts or adjust controls across more than 50 genres and subgenres.
The toolset goes beyond generating a track. Loudly’s VEGA models handle scratch tracks, instrumentals, arrangements, mixing, and effects; MANTA generates songs with vocals and lyrics. The AI Remixer rearranges uploaded tracks, while Stem Splitter separates vocals, drums, bass, and melodies into DAW-compatible formats. There is also AI mastering designed around genre and streaming loudness targets.
Loudly describes its music as royalty-free and commercially licensed. Paid plans add commercial-use rights, and the service offers distribution to streaming stores. The exact plan limits and licensing terms matter, though: the free plan is non-commercial and does not include distribution.
02Where Loudly is strong
Loudly puts several useful music-production steps in one service. Prompt-based generation and controls spanning 50+ genres give creators more than a single text-to-song workflow. The catalog of 200,000+ cleared loops and stems adds material to work with, while VEGA and MANTA split instrumental production from songs with vocals and lyrics. Remixer, Stem Splitter, and genre-aware mastering cover common follow-up tasks without requiring separate tools for each one.
The paid plans have concrete limits. According to the pricing information, Personal costs $10 monthly or $8 per month billed annually ($96/year). It includes 2,500 monthly credits, tracks up to 7 minutes, MP3 and WAV downloads, and a personal commercial license. Pro is $30 monthly or $24 per month annually ($288/year), with 10,000 credits, tracks up to 30 minutes, and a Pro commercial license that covers ad campaigns up to $100,000 in media spend.
Both paid plans list Distro Basic and Distro Plus options. Distro Plus lists up to 200 releases and 100% royalties annually, making the distribution offer worth checking for creators who want generation and release tools in one place.
03Where it falls short
The free plan is mainly for trying the service: it has limited track creations, 30-second previews, one download per day, limited Stem Splitter minutes, and non-commercial use on one social channel. It does not include distribution. Personal and Pro also cap track length at 7 and 30 minutes, respectively, and their monthly credit allowances are finite. Pay-as-you-go credit rates are not published; Enterprise/API pricing is custom.
Distribution and rights deserve extra scrutiny. The listed Distro Plus allowance is 200 releases and 100% royalties annually, but the pricing information does not spell out every delivery or rights condition. One Reddit commenter says Loudly retains copyright while granting commercial rights and worries that this could affect original work. That is a user’s interpretation, not a definitive explanation of the contract, so read the current license before publishing.
Users on Reddit also report disputes over distribution, refunds, and YouTube copyright claims involving Loudly-generated music. Those posts do not establish how common the problems are, but they are a reason not to assume that royalty-free means claim-free or that every store will receive a release as expected.
04Loudly pricing: what you'll actually pay
Loudly has a free plan, but it is for trying the tool, not commercial publishing: it limits you to 0.5-minute previews, one download a day, limited track creation and Stem Splitter minutes, and use on one social channel with no distribution. Personal costs $10 month to month or $96 a year ($8/month). It includes 2,500 monthly credits, songs up to 7 minutes, MP3/WAV downloads and a personal commercial license. Pro is $30 monthly or $288 annually ($24/month): 10,000 credits, songs up to 30 minutes and a Pro commercial license, including ad campaigns up to $100,000 media spend. That's a 3x monthly price jump from Personal, for four times the credits and a longer track cap; annual billing cuts both rates but requires paying upfront. Both paid plans list Distro Basic at 20 releases and one artist monthly, or Distro Plus at 200 releases and 100% royalties annually. The pricing details don't explain upgrade rules between those distribution options. Pay-as-you-go credit rates aren't published; a $1.99/month distribution add-on appears in legacy listings, so confirm whether it still applies. Enterprise/API pricing is custom, not published.
05Switching to (or from) Loudly
Switching into Loudly looks easiest when you can bring finished audio rather than a full project: its AI Remixer accepts uploaded tracks, and Stem Splitter separates vocals, drums, bass and melodies into DAW-compatible formats. Paid plans list MP3 and WAV downloads, so rendered tracks can leave the service in those formats. The published material does not say whether prompts, generation settings, editable sessions or all project metadata export; treat those as potential lock-in and confirm before moving a catalog.
Switching away is more complicated if you use Loudly for distribution. Personal and Pro list Distro Basic or Distro Plus, but the published pricing details don't explain how to transfer releases, artist profiles or royalty settings to another distributor. Check the commercial license and distribution terms before replacing existing workflows. We don't have Reddit posts or user reports in the published sources, so we can't attribute common reasons for leaving to users. The clearest published reasons to compare first are unpublished API pricing and unclear project and distribution portability.
From the threadsWhat users say
The Reddit reports provided are mostly negative, with complaints about billing and refunds, distribution, and YouTube copyright claims. Another user was uneasy about Loudly retaining copyright; these posts are individual accounts, not proof that every customer has the same experience.
That scares me
They kept my $288. They never gave me a real explanation
They only released my music on about 5 DSPs and NONE of social media
I have still been getting copyright claims but up to now, they have all been saying "No Impact
Questions people ask
What is Loudly?
Loudly is an AI music generation and audio production service. It can generate and customize tracks, master them, and distribute music. The product information describes a library of more than 200,000 cleared loops and audio stems, plus tools including a stem splitter, AI remixer, and models for instrumentals or songs with vocals and lyrics.
How much does Loudly cost?
The pricing information checked November 7, 2026, lists a free plan, Personal at $10 monthly or $8 per month billed annually ($96 per year), and Pro at $30 monthly or $24 per month billed annually ($288 per year). Enterprise/API pricing is custom. The free plan has limited creations and no distribution or commercial rights.
Can I use Loudly music commercially, and do I own the copyright?
The plan details list a personal commercial license for Personal and a Pro commercial license for Pro. They do not establish that subscribers own copyright. One Reddit user quoted Loudly’s FAQ as saying it retains copyright while granting commercial rights, and said this raised concerns. If ownership is essential, check the current license terms before subscribing.
Can Loudly distribute my music, and what are the limits?
The plan details list Distro Basic with 20 releases and one artist monthly, and Distro Plus with 200 releases and 100% royalties annually, on both Personal and Pro. One Reddit commenter reported that their music appeared on about five DSPs and not social media. That is an individual account, not a guarantee of what other users will experience.
Will Loudly music avoid YouTube copyright claims?
The Reddit reports do not support treating Loudly as a guarantee against claims. One user said their videos received claims and later revenue-sharing notices despite using Loudly music. A developer replying in that thread said the issue was on the roadmap and a fix was planned by the end of that month; the post does not establish whether it was fixed.
