Fiscal.ai review

Fiscal.ai combines a financial research terminal with data products for companies building investment tools. The terminal is for researching company financials, while the data feed API is aimed at institutions and investing platforms. MCP connectors provide another route: connecting Fiscal.ai data to AI tools.

The company says its financial data is human-verified and auditable to source. It also says earnings data is published within minutes of earnings releases. Its platform aggregates company filings and investor relations content, alongside financial data and segments and KPIs.

That makes Fiscal.ai more than a stock screener, but it does not make every product interchangeable. Individual investors can compare the Free, Pro and Max terminal plans. API access is a separate commercial product, and its pricing is not published. Teams considering Fiscal.ai as infrastructure should confirm costs and permitted commercial use before treating the terminal’s subscription price as their likely bill.

Fiscal.ai’s clearest advantage is bringing research data and published material into one product. The company says its data can be audited back to source, and its filings aggregation pulls together filings and investor relations content. That is useful for analysts who want to check a reported figure rather than rely on an unexplained number. Its stated updates within minutes of earnings releases also target a specific research workflow: reviewing new results soon after publication.

The plan caps give individual users a way to start small and scale up:

• Free costs $0 and includes five years of financial data, two years of Segments & KPIs data, one dashboard with up to 30 rows, one earnings event and 10 AI Copilot prompts per month.
• Pro is listed at $49 monthly or $39 per month with annual billing ($468/year). It includes 15 years and 20 quarters of financial data, 10 dashboards and two years of forward analyst estimates.
• Max is listed at $99 monthly or $79 per month with annual billing ($948/year). It adds 20+ years of financial data, unlimited dashboards and full CSV/Excel downloads.

A Reddit commenter praised Fiscal.ai’s fundamentals compared with TradingView, though that is an individual opinion, not a product comparison.

The main switching risk is that the API offer is less transparent than the terminal plans. The pricing information lists Enterprise / API commercial usage as individually defined, with no published price. It lists a Developer API allowance of 45 companies, 50 burst requests per minute and 250 requests per day. A Reddit commenter described up to 250 calls per day for a subset of companies as a free trial, but that user report is not the same as published plan terms. Confirm which allowance applies to your use case before building around it.

The MCP Connector is listed at $780 per year, while Data Feed API pricing is not published. That makes budgeting a commercial integration harder than comparing Pro or Max subscriptions. The Free plan is also deliberately narrow: one dashboard, 30 rows and 10 AI Copilot prompts per month. Pro still limits dashboards to 10 and earnings events to the latest 10. Max removes several of those caps, but costs $99 monthly or $948 annually according to the listed pricing.

Reddit users also question whether the product offers enough differentiation for its price and raise concerns about its longevity. Those are opinions, but worth weighing before a larger commitment.

Fiscal.ai has a free plan, but its limits are tight: 5 years of financial data, 2 years of Segments & KPIs, one dashboard with up to 30 rows, one earnings event and 10 AI Copilot prompts per month.

Pro costs $49 month to month or $468 per year ($39 per month). It raises the limits to 15 years and 20 quarters of financial data, 10 dashboards and the latest 10 earnings events. Max costs $99 month to month or $948 per year ($79 per month), and adds unlimited dashboards, events and Segments & KPIs history, plus full CSV/Excel downloads. That’s a $50 monthly jump from Pro, or $30 per month when comparing annual rates.

The MCP Connector is an extra $780 per year. Data Feed API pricing is not published, and Enterprise/API pricing is individually defined. The listed developer API limits are 45 companies, 50 burst requests per minute and 250 requests per day. Check those caps and commercial terms before budgeting a switch.

Switching effort depends on what you use: moving research into the terminal is different from replacing a data feed used by an investing platform. The published materials don’t specify migration tools, import options or an API transition process, so ask Fiscal.ai how it handles your existing data and integrations before committing.

There is one clear export distinction: Max includes full CSV/Excel data downloads. The published plan details don’t list those downloads for Free or Pro. If you may leave later, confirm what data you can export on your plan and whether your commercial use is covered; Enterprise/API commercial usage is defined individually.

The likely reasons to hesitate are also clear from the limits: the free plan caps history and dashboards, API pricing is unpublished, and the developer API has a 250-request daily limit. We can’t substantiate a claim about why Reddit users leave from the published published material. Ask for current customer references and written answers on export and API terms rather than treating online anecdotes as evidence.