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Most buyers should pick Track1099.
Choose Track1099 for occasional filings where its no-minimum, per-form pricing and W-9 and TIN tools fit. State filing, mailing, and matching add costs, and annual subscription pricing is not published. Choose Tax1099 if you want a $0-subscription Essential tier, IRS, state, and SSA e-filing, or team access: Teams is $249 per year for unlimited users. Tax1099 e-filing starts at $2.90 per form; Track1099 charges $3.10 for forms 1–15. Our review scores favor Track1099.
01Side by side
| Track1099 | Tax1099 | |
|---|---|---|
| Starting price | $3.10/form for first 15; no minimum | $2.90/form; Essential has no subscription |
| Free plan | No free plan | Essential has $0 subscription; filing costs extra |
| Best for | Occasional filers wanting pay-as-you-go pricing | Teams needing shared access or workflow tools |
| Core strength | W-9 collection, TIN matching, IRS/state filing | IRS, state, SSA e-filing and corrections |
| Learning curve | Not published | Guided filing workflow |
| Integrations/data | Payment imports; API on annual subscription | Bulk uploads and listed accounting integrations |
| Team/seat costs | Annual price unpublished; starts at 100 forms | Teams: $249/year for unlimited users |
| Support | Our review score: 5/10 | Our review score: 3/10 |
Track1099 Choose Track1099 if
- Choose Track1099 if you file occasional forms and want no minimum volume.
- Choose Track1099 if W-9 collection and TIN matching are priorities.
- Choose Track1099 if you value prior-year filing support.
Tax1099 Choose Tax1099 if
- Choose Tax1099 if you want a $0-subscription Essential tier.
- Choose Tax1099 if you need e-filing with the SSA.
- Choose Tax1099 if unlimited users or API workflows matter.
02Pricing compared
Track1099 has no minimum on pay-as-you-go filing: forms 1–15 cost $3.10 each, then per-form rates drop to $2.30 for forms 16–165, $1.30 for 166–500, and $0.63 from form 501. State e-filing adds $1.49 per form; TIN matching adds $0.45, and postal delivery adds $1.84 per form and mailing. Its annual subscription starts at 100 forms, but the price and overage rate are not published.
Tax1099’s Essential tier has no subscription fee, but e-filing starts at $2.90 per form, with volume rates as low as $0.55. Teams costs $249 per year and Scale $349 per year; monthly prices are not published. Teams includes unlimited users and 250 free TIN matches. Compare the form volume and extras you need, not just subscription prices.
03Features and depth
Both services cover W-9 collection, TIN matching, e-filing, and recipient delivery. Track1099 also lists payee-data imports, address validation, prior-year filing support, and saving data for the next year. It supports IRS and state filing, with recipient copies delivered electronically or by mail. Some capabilities have separate listed charges: TIN matching, address validation, state filing, and postal mail.
Tax1099 supports e-filing with the IRS, states, and SSA, plus corrected and void forms. Its listed tools include bulk TIN matching, W-9 and W-8 collection, secure recipient eDelivery, and bulk data uploads or imports from listed accounting integrations. Teams adds reporting; Scale adds API and workflow management, and includes Notice Management. Both products offer a broader compliance workflow than filing alone, but the included features differ by plan and some services cost extra. Check the relevant plan and add-on rates before comparing totals.
04Ease of use and learning curve
The published information does not establish which product is easier to learn. Tax1099 describes a guided filing workflow and offers data imports, while Track1099 lists payee-data imports and tools for carrying information into the next year. Those features may matter if you are moving recurring filing work, but neither source provides a detailed learning curve or setup-time measure.
Our review scores are 7 for Track1099 and 6.2 for Tax1099. Those scores favor Track1099 overall, but they are not a direct measure of onboarding effort. Tax1099’s Teams and Scale plans offer shared access with unlimited users; Track1099’s annual subscription includes API access, though its price is not published.
Questions people ask
Which service is cheaper for occasional filings?
It depends on volume and add-ons. Track1099 has no minimum and charges $3.10 per form for the first 15. Tax1099 Essential has no subscription fee and starts at $2.90 per form. Track1099’s listed rates fall at higher volumes, while Tax1099 lists volume rates down to $0.55.
Does Track1099 charge extra for state filing or mailed copies?
Yes. Track1099 lists state e-filing at $1.49 per form and recipient postal mail at $1.84 per form and mailing from January through April. TIN matching is another listed add-on at $0.45 per form. Include these charges when estimating your filing cost.
Which service supports W-9 collection and TIN matching?
Both list W-9 collection and TIN matching. Tax1099 also lists W-8 collection and bulk TIN matching. Track1099 lists online W-9 collection subscriptions and charges $0.45 per form for TIN matching. Tax1099 Teams includes 250 free TIN matches; its other matching rates vary by service.
Does Tax1099 have a free plan?
Tax1099 Essential has no subscription fee, but filing is pay as you go from $2.90 per form. That is not free filing. Track1099 has no free plan listed and charges per form on its pay-as-you-go option; its annual subscription pricing is not published.