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It's a split decision.
Choose bswift for benefits administration, enrollment, eligibility, compliance, COBRA and employee assistance. Choose Paylocity if you want HR and payroll alongside finance and IT in one platform. Neither publishes starting prices, and both require a quote, so compare written module, implementation and service terms before switching. bswift has the higher our review score (6.6 vs. 5.9), but the products cover different ground; there is no universal winner.
01Side by side
| bswift | Paylocity | |
|---|---|---|
| Starting price | Custom quote; starting price not published | Quote-based; starting price not published |
| Free plan | No free plan listed | No free plan listed |
| Best for | Employers focused on benefits administration | Employers seeking a unified HR and business platform |
| Core strength | Enrollment, eligibility, compliance and COBRA | HR, payroll, finance and IT tools |
| Learning curve | Published review ease score: 7/10 | Published review ease score: 6/10 |
| Integrations/data | Integration details not published | Integration details not published |
| Team/seat costs | Seat limits and costs not published | Seat limits and costs not published |
| Support | Employee service center; our score: 7/10 | Payroll expert support; our score: 4.5/10 |
bswift Choose bswift if
- Choose bswift if benefits administration is your main requirement.
- Choose bswift if COBRA and dependent verification matter.
- Choose bswift if you need employee benefits support and engagement tools.
Paylocity Choose Paylocity if
- Choose Paylocity if you want HR and payroll in one platform.
- Choose Paylocity if finance and IT tools matter too.
- Choose Paylocity if you want a mobile app and analytics.
02Pricing compared
Neither company publishes a starting price, so there’s no public rate to compare. The pricing information lists bswift Simplify and bswift Unlimited as custom-quote options; monthly and annual prices are not published. Paylocity also uses quotes, with a Custom option for organizations choosing HR, payroll, talent, or finance modules. Its monthly and annual billing terms are not published.
The public details leave important budget questions unanswered. Paylocity does not publish seat or usage limits, or add-on and overage costs. bswift’s published pricing information does not list plan inclusions or add-on prices. Neither product lists a free plan or free trial. Before switching, ask both vendors for a written quote that specifies modules, implementation costs, service terms, and any usage-based charges. Without those details, a price comparison would be guesswork.
03Features and depth
These products solve different problems. bswift is focused on benefits administration: its listed capabilities cover enrollment, eligibility, compliance, COBRA administration, dependent verification, and payroll reconciliation. It also offers employee assistance through Emma Chat, IVR, and a service center, plus personalized communications and campaigns. The two implementation paths target different needs: Simplify is a predefined path for growing groups, while Unlimited is a customizable option for complex organizations.
Paylocity covers a wider set of business functions. Its platform brings together HR and payroll with finance tools for spend management and IT tools for asset management, access control, and service support. The listed capabilities also include tax filing, a mobile app, and analytics dashboards. That breadth may suit an organization seeking one platform across those functions, but it does not make Paylocity a like-for-like replacement for bswift’s benefits administration. Compare the specific benefits workflows and modules you need, not just the number of product categories.
04Ease of use and learning curve
Our review scores put bswift slightly ahead overall: 6.6 versus 5.9 for Paylocity. That is a directional signal, not proof that either system will be easier for your team. The review summary also flags reported workflow snags for bswift, while Paylocity’s broader HR, payroll, finance, and IT scope may mean more modules to evaluate and configure; the published information does not quantify setup time or training needs.
bswift’s Simplify path is described as a faster, predefined implementation for growing groups. Unlimited offers more configuration for complex organizations. Ask which path fits your requirements and what implementation includes. For Paylocity, request a module-by-module implementation plan and service commitments. The published vendor information does not publish a learning curve or implementation timeline for either product.
Questions people ask
How safe is Paylocity?
The published product information describes Paylocity’s HR, payroll, finance, and IT capabilities, but it does not provide security certifications, controls, or incident information. We can’t assess its safety from that alone. Ask Paylocity for current security documentation, access-control details, and data-handling terms before signing.
What is B Swift?
bswift is a benefits administration platform for employers and their workforces. Its listed capabilities include enrollment, eligibility, compliance, COBRA administration, dependent verification, payroll reconciliation, employee assistance, and benefits engagement tools. It offers Simplify and Unlimited implementation paths for different organizational needs.
Who are Paylocity's biggest clients?
The published information does not name Paylocity’s biggest clients. Its homepage says it serves small businesses, midsize businesses, and enterprises, but that does not identify specific customers or rank them by size. Ask Paylocity for references from organizations similar to yours.
How much does Paylocity cost per month?
Paylocity’s pricing is quote-based, and its monthly and annual billing terms are not published on the vendor's site. The Custom option covers selected HR, payroll, talent, or finance modules. Request a written quote with module, implementation, add-on, and overage costs.